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Target MasterCard Direct App Approved

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DaisyAdair
Valued Member

Re: Target MasterCard Direct App Approved


@FireMedic1 wrote:

@DaisyAdairWhat was your score when you applied and the CRA they pulled.


Equifax / 782

Message 21 of 31
SUPERSQUID
Valued Contributor

Re: Target MasterCard Direct App Approved


@DaisyAdair wrote:

@FireMedic1 wrote:

@DaisyAdairWhat was your score when you applied and the CRA they pulled.


Equifax / 782


EQ8 or EQ9?

{ BK7 DC 12/2019 } target 1600/ kohls Visa 7000/ discover IT cb 6500 / 2nd discover IT cb 6000/mercury 4100 / firestone 2800 /legacy 3000 /first savings bank cc 3000/ cap1 QS 5000/ cap 1 savor one 3100 /Bread rewards Amex 4k, Penfed PCR signature visa 10k/ penfed gold 7.5k NFCU >signature visa cash rewards 21700/bread cashback amex 8000

>/ nfcu platinum 15k, BABY NEEDS NEW SHOES !!!!!
closed-- reflex, applied bank, first digital, mission lane, ikea, fingerhut, big lots, valero gasoline, ollo, more to come
Rebuilding since September 2020
who i burned - chase, cap 1, TD bank, Sync, were the biggies
Income 40k
Total utilization around 20 pct depending on my current usage/needs
Ficos in the 680 - 690 range, the 9's slightly higher than the 8's
My vantage scores 708 - 711
TCL - about 110k
Retired since 2017
Message 22 of 31
DaisyAdair
Valued Member

Re: Target MasterCard Direct App Approved


@M_Smart007 wrote:

@FireMedic1 wrote:

@M_Smart007 wrote:

@CoolHandSean wrote:

That's what shows for everyone. If you look

closely the RedCardoption is a darker shade of red to signify that is specifically the Mastercard. I've tested to see if I had the option to chose which one like OP by completing an application and going through all the steps right before hitting submit. Unfortunately, it was only for the RedCard with no option to select the Mastercard. This was even after logging in to my Target account which I created today haha.


@CoolHandSean, @FireMedic1 ,

I personally believe that @DaisyAdair , received a very rare Targeted offer!

https://ficoforums.myfico.com/t5/Credit-Card-Applications/Applied-For-Amazon-Prime-Forgot-That-s-Cha...


See my pic. Offered to chose which card to apply for.


@FireMedic1, I believe that is the standard application form, for at least three years.

I does give you an option to apply for the target cards and or the debit card, but not specifically for the MC version.

It simply states "Apply for credit" .. that has been the standard, and never gives you a specific option for picking the master card.

Also if you call Target credit, they will tell you, "you cannot choose" ...

 

I see NO option to pick the MC? -> https://www.target.com/redcard/credit-card-application

 

@DaisyAdair, Was Targeted specifically for the MC in The phone APP. (first DP I have seen on this)

 


@DaisyAdair wrote:

My Target MC approval came up in another thread, and it was suggested that I make a separate post, so here it is for those interested. 

I signed into my Target account (desktop) to place a pickup order and saw a promo/ad for the Target card. When I clicked through, there were 2 options displayed: Target store card and Target MC. I applied directly for the MC version and was approved with a $6k limit. 

 

 


 

I will ask @FinStar to chime in and give His expert opinion on this?

 

I feel like I am in the Understanding FICO® Scoring debate sectionpounding head against wall.gifpopcorn.gif



Point of clarification, @M_Smart007 :

I was not on the app; I was in the desktop environment (laptop).  This topic is so all over the place, maybe that's making a difference. 😂

Message 23 of 31
DaisyAdair
Valued Member

Re: Target MasterCard Direct App Approved


@SUPERSQUID wrote:

@DaisyAdair wrote:

@FireMedic1 wrote:

@DaisyAdairWhat was your score when you applied and the CRA they pulled.


Equifax / 782


EQ8 or EQ9?


EQ8

Message 24 of 31
FireMedic1
Community Leader
Mega Contributor

Re: Target MasterCard Direct App Approved

@DaisyAdair @M_Smart007  I was confused too. Sorry.

confused.JPG

 


Message 25 of 31
cashorcharge
Community Leader
Senior Contributor

Re: Target MasterCard Direct App Approved

WooHoo!! Congratulations on your Target Approval!!👏🏼🍾🥂

Message 26 of 31
FicoComeback2018
Established Member

Re: Target MasterCard Direct App Approved

Super congratulations!!!

Message 27 of 31
KingRue8500
Senior Contributor

Re: Target MasterCard Direct App Approved

Congrats on your Target MC approval




Message 28 of 31
CreditAggie
Community Leader
Super Contributor

Re: Target MasterCard Direct App Approved

Congratulations on your Target Mastercard approval!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (February 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 29 of 31
720orBust
Member

Re: Target MasterCard Direct App Approved

Hey, that's great to hear. congratulations.Target is a good one to have I would think 

Starting Score: 577EQ / 590 TU / 568EX 10/01/22
Current Score: 577EQ / 590 TU / 568EX
Goal Score: 720






Message 30 of 31
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