Woohoo! Target RedCard approval, SL $1000
This will likely be the last card I apply for for a bit until some of my new TLs start showing up on my report. DW and I shop at target more than I particularly like, and she's been using the debit version of the red card for some time. This will be MUCH nicer.
FICO8: EQ-614 (Some reason the FICO8 model + EQ sucks for me)
AAoA: 5yr 4 Mos
Derog: 1 paid collection ( I hate VZQ ) less than 12 months ago, 2 late payments 4 yrs ago on an AU card.
Congrats on approval !!!!!
Congrats on the approval! If you can, bring down your UTI as your hitting 3 thresholds which is hitting your scores for 30-60 points.
Working on it... most of it is my wife's card i'm an AU on, and its killing me (not pictured in my sig). These new accounts I've opened are brining that util number down. Soon and very soon, i'll be below 10%