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Target RED Card Approval: SL $1000

Dogbert
Valued Contributor

Target RED Card Approval: SL $1000

Woohoo! Target RedCard approval, SL $1000

 

This will likely be the last card I apply for for a bit until some of my new TLs start showing up on my report.  DW and I shop at target more than I particularly like, and she's been using the debit version of the red card for some time.  This will be MUCH nicer.

 

HP: EQ

FICO8: EQ-614 (Some reason the FICO8 model + EQ sucks for me)

AAoA: 5yr 4 Mos

Derog: 1 paid collection ( I hate VZQ ) less than 12 months ago, 2 late payments 4 yrs ago on an AU card.

Utilization: 58%

 

  
  
---- NAILED IT!

Message 1 of 16
15 REPLIES 15
ImTheDevil
Community Leader
Super Contributor

Re: Target RED Card Approval: SL $1000

Congrats! That’s actually a pretty healthy SL since the majority seem to start at the $300 point. Use it and make payments and it’ll grow for sure.


Platinum NPSL | Rose Gold NPSL | BCP | Delta Gold | Hilton Surpass | Hilton Honors | FNBO Prime Visa | PenFed PCR | Navy cashRewards | Navy Platinum | Apple | IT Cash | IT Chrome | GHSFCU Visa Plat | Quicksilver | Target | VS | Home Depot | Lowes | Sams MC | Firestone | Overstock | Kohl’s | Key Bank auto loan (2017 Audi A6 Premium Plus S-Line)





Message 2 of 16
Remedios
Moderator

Re: Target RED Card Approval: SL $1000

Congrats on your approval 

Message 3 of 16
simplynoir
Community Leader
Super Contributor

Re: Target RED Card Approval: SL $1000

Congrats on your new card there.

Message 4 of 16
AverageJoesCredit
Mega Contributor

Re: Target RED Card Approval: SL $1000

Now you can target the MCSmiley Happy
Message 5 of 16
xaximus
Valued Contributor

Re: Target RED Card Approval: SL $1000

Congrats on the approval! If you can, bring down your UTI as your hitting 3 thresholds which is hitting your scores for 30-60 points.


Scores - All bureaus 756 +
TCL - Est. $275K
Message 6 of 16
VoltronM
Senior Contributor

Re: Target RED Card Approval: SL $1000

Congrats on approval !!!!!

 

8-2019 / Fico 8 EX 8013 , EQ 8016 , TR 810
Amex ED 22k , CSP 17k , Discover iT 12.5k , Fifth Third Bank S2C 12k , BofA Cash Rewards 10k , Avianca Vida 10k , State Farm Good Neighbor Visa 10k , Citi DD 6k , Union Bank Rewards 5k
Message 7 of 16
Dogbert
Valued Contributor

Re: Target RED Card Approval: SL $1000


@xaximus wrote:
Congrats on the approval! If you can, bring down your UTI as your hitting 3 thresholds which is hitting your scores for 30-60 points.

Working on it... most of it is my wife's card i'm an AU on, and its killing me (not pictured in my sig).  These new accounts I've opened are brining that util number down.  Soon and very soon, i'll be below 10%

 

  
  
---- NAILED IT!

Message 8 of 16
Steve891
Senior Contributor

Re: Target RED Card Approval: SL $1000

Congrats on your Target Red card approval! Smiley Happy




Message 9 of 16
5KRunner
Frequent Contributor

Re: Target RED Card Approval: SL $1000

Congratulations on a great card and respectable SL!

Message 10 of 16
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