Target Red Card CLI from $500 to $1000

Royalbacon · ‎11-20-2016

Just got approved for it back in July, kept updating my gross annual income every month (with the same exact income, I Never changed it not even $1 or $10) and my statement just cut with about $50 worth of purchases on it and it increased to $1000! And I got this message on my estatement.

Chapter 7 Bankruptcy Filed-September 2020 Discharged-December 2020
Kohl's Credit Card $3000 Limit (Opened October 2016) Survived Bankruptcy for whatever reason
Closed Capital One Venture One $3000 Limit (Opened December 2020, Closed by me September 2022 since I wanted the SavorOne and couldn't product change to it)
Capital One Auto Loan (Opened March 2021)
Capital One Cabela's $5000 Limit (Opened December 2021)
America First Credit Union Visa $1000 Limit (Opened December 2021)
Capital One SavorOne $5000 Limit (Opened September 2022)
Sam's Club Mastercard Synchrony Bank $2500 Limit (Opened March 30 2023) (Burned Synchrony in my CH7 BK, One card with a $745 balance)
Idaho Central Credit Union ICCU Visa $10,000 Limit (Opened April 2023)

Anonymous · ‎11-20-2016

Good job! That was my Method as well. I had 1k limit for 5 years, and then finally experienced a handful of 300-500 auto increases.

Anonymous · ‎11-20-2016

Nice Congrats!

Creditbuilder36 · ‎11-20-2016

Congrats I love target

Anonymous · ‎11-20-2016

Target is definitely improving nowadays with auto CLI. I remember 5-8 years it was like pulling teeth to get them do such a thing. Major congrats RB, spend wisely

Royalbacon · ‎11-20-2016

@Anonymous wrote:
Good job! That was my Method as well. I had 1k limit for 5 years, and then finally experienced a handful of 300-500 auto increases.

On the page to update your income it says this. Not sure if it's always said this or if it's fairly new since I have only had the card for like 4 months so far.

Chapter 7 Bankruptcy Filed-September 2020 Discharged-December 2020
Kohl's Credit Card $3000 Limit (Opened October 2016) Survived Bankruptcy for whatever reason
Closed Capital One Venture One $3000 Limit (Opened December 2020, Closed by me September 2022 since I wanted the SavorOne and couldn't product change to it)
Capital One Auto Loan (Opened March 2021)
Capital One Cabela's $5000 Limit (Opened December 2021)
America First Credit Union Visa $1000 Limit (Opened December 2021)
Capital One SavorOne $5000 Limit (Opened September 2022)
Sam's Club Mastercard Synchrony Bank $2500 Limit (Opened March 30 2023) (Burned Synchrony in my CH7 BK, One card with a $745 balance)
Idaho Central Credit Union ICCU Visa $10,000 Limit (Opened April 2023)

Anonymous · ‎11-20-2016

congrats when i first got the card it said it came with a temporary limit of 300 and the full amount would come after that time frame and it didn't and I called and they said nope it's 300

Anonymous · ‎11-21-2016

Congrats to you on an awesome increase! You doubled your CL just in time for Holiday shopping! Enjoy!