Target Red Card CLI - myFICO® Forums - 6661343

myFICO® Forums

Get Access Now

Well, after all these years I've finally gotten a CLI on my Target Red Card! The card has been stuck at $2800 for a bit now. I noticed my overall available credit has gone up through a few reporting agencies, but I figured that was from an AU card that had gotten a CLI.

I logged in today to check my statement and was very surprised to see my credit line had gone from $2800 to $5000. I've let balances post and not let balances post. The only thing I've always done has been to update my income each month.

No word if it's been changed to the MC version though. 🤷

Last HP 08-07-2023

Message 1 of 42

41 REPLIES 41

Congrats @Adkins!

Message 2 of 42

Very nice, congratulations!

Message 3 of 42

Congratulations! Like you and everyone else, I'm stuck at a low limit on this card as well. I wish Target would partner with another bank, because TD just isn't cardholder friendly.

Message 4 of 42

Maybe.

But TD is (IME) a terrific bank.

2023 Goal: save 3 months' net income

Starting FICO8: 666 (give or take a FICO)
[ Last INQ 12-Feb-2024 ]

EQ	841	5 INQ (Auto, CC, HELOC, 2 mort)	7y2m
EX	812	5 INQ (2 CC, 2 mort, HELoan)	6y11m
TU	829	4 INQ (3 CC, 1 mort)	6y6m
5/24	3/12	AoYA 0m \| AoOA 23y6m	~3%

Message 5 of 42

Congratulations on your Target CLI! I hope you get the Mastercard upgrade!

Current Cards (in order of approval):

Current FICO 8 | 9 (April 2024):

Credit Age:

Inquiries (6/12/24):

Banks & CUs:

Message 6 of 42

@CreditAggie wrote:
Congratulations on your Target CLI! I hope you get the Mastercard upgrade!

Thanks! Me, too! It will be interesting data point if I don't get it.

Last HP 08-07-2023

Message 7 of 42

Congrats on the nice bump!

Message 8 of 42

congrats on the CLI!

Personal Cards:

Business Cards:

Store Cards:

Credit Health:

Message 9 of 42

Congrats @Adkins !

Message 10 of 42