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Target Red Card CLI

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New Contributor

Target Red Card CLI

Got a notification on my credit monitoring service letting me know I had a CLI on an account. Logged in and saw it was my target card. I opened this card 12/2018. I've made two charges on it, over the christmas time. Paid off the first balance in full. Paid the other charge in two months, and haven't used it since January. Had an auto CLI of $500 from $300 to $800. Nice to see my rebuilding is paying off! 

Message 1 of 10
9 REPLIES 9
Community Leader
Super Contributor

Re: Target Red Card CLI

Took 4 years to get my first CLI from them. 3 months later, I got another one. I'm hoping I'm on the train and get another one after 90 days







Message 2 of 10
Community Leader
Valued Contributor

Re: Target Red Card CLI

Congrats! Any CLI is welcome!

Discover It: 19.7k
Amex BCE: 18k
Citi DC: 5.7k
~~~~~~~~~~~~~~~~~~
Once you go Berner, you never go back.
Message 3 of 10
Valued Contributor

Re: Target Red Card CLI

YOU...

awesome congratulations GIF by Slanted Studios

CONGRATS on the Very Nice auto CLI!!!

AMEX BCE $8K | AMEX Cash Magnet $15K | Citi DoubleCash WEMC $12.2K | Citi AAdvantage WEMC $12.5K | Discover $15.5K | OpenSky $300 BB&T Cash Rewards $4.5K | Synchrony (PayPal Credit $4K, Care Credit $15K, & PayPal 2% MC $10K) | BBVA Compass Rewards VS $10.5K |
Apple Card MC $6K | NFCU cashRewards $1K
TCL - $114K+ | Rebuilding since April 2018
Message 4 of 10
Senior Contributor

Re: Target Red Card CLI

Congrats on rare auto luv CLI !!!!

 

 

8-2019 / Fico 8 EX 8013 , EQ 8016 , TR 810
Amex ED 22k , CSP 17k , Discover iT 12.5k , Fifth Third Bank S2C 12k , BofA Cash Rewards 10k , Avianca Vida 10k , State Farm Good Neighbor Visa 10k , Citi DD 6k , Union Bank Rewards 5k
Message 5 of 10
Frequent Contributor

Re: Target Red Card CLI

Fantastic! Good job, especially since I’ve seen many report the target/TD bank folks playing hard to get with CLIs!
  
(Sigh, farewell dear CSR. Though we only were together briefly, you'll be missed....)

  
  

Formerly GrowOrDie
Message 6 of 10
Community Leader
Senior Contributor

Re: Target Red Card CLI

Congrats! I’m one of the lucky ones that has seen consistent, regular growth through CLIs on this card. Many do not. I was at $300 for 3 years and then it just started coming every few months. Hopefully you’re on the same train 👍


Rose Gold NPSL | BCP | Delta Gold | Hilton Surpass | Hilton Honors | IT Cash | IT Chrome | Quicksilver | Target | VS | Home Depot | Lowes | Firestone | Wayfair | Overstock | Kohl’s

5/24, 1/24, 76445/24, who cares #HappyWithAmex





Entering the garden 5/27/2019, staying until 2020
(Lol so much for that grand plan...)
Message 7 of 10
New Contributor

Re: Target Red Card CLI

I really hope so! I've only had the card 4 months. Can you give me a timeline??
Message 8 of 10
Community Leader
Senior Contributor

Re: Target Red Card CLI

Had it with a low SL of $300 for about 3 years. Used a lot, carried balances. Finally got my first CLI to $700, and after that I saw continuing CLIs, about every 4 months. I went to $1000, then $1300, $1700, $2100, and last November I went to $2900. Hoping any time now to get another bump. Use the card and make your payments. Also, 7-10 days before the due date each month, I update my financials to try and spur them into an increase.


Rose Gold NPSL | BCP | Delta Gold | Hilton Surpass | Hilton Honors | IT Cash | IT Chrome | Quicksilver | Target | VS | Home Depot | Lowes | Firestone | Wayfair | Overstock | Kohl’s

5/24, 1/24, 76445/24, who cares #HappyWithAmex





Entering the garden 5/27/2019, staying until 2020
(Lol so much for that grand plan...)
Message 9 of 10
Regular Contributor

Re: Target Red Card CLI


@ImTheDevil wrote:
Had it with a low SL of $300 for about 3 years. Used a lot, carried balances. Finally got my first CLI to $700, and after that I saw continuing CLIs, about every 4 months. I went to $1000, then $1300, $1700, $2100, and last November I went to $2900. Hoping any time now to get another bump. Use the card and make your payments. Also, 7-10 days before the due date each month, I update my financials to try and spur them into an increase.

Congrats, OP! Good suggestions here! 

 

It took me 2 yrs to see a CLI from them. $300 to $600. Hopefully we're all on that 3-4 month TD CLI train! Smiley Very Happy

Current: Gardening...


FICO 8: EX:TU:EQ:

As of June 2019. Total CL: $24,900; Goal: $50,000
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