Target thanked me for being a customer for 3.5 years and that's about all they ever do.
Me thinks it is about time to simply close my card. If I use it for a major purchase then I don't have the limit to do so. 3.5 years and I have $1,100.
Thanks Target, or should I instead say thanks to BofA that gave me a Travel Rewards card for $15,000 last night. (that isn't even my highest limit)
It is by will alone I set my mind in motion.....
Always follow these rules: Only take a HP for a new account. Always use the best rewards card for that reward category. Don't close a card unless you know you really should. Never use more than 35% of a credit limit. Recon as much and as best you can. Use the introductory period to the best advantage. Get the signup bonus. Whenever possible PIF or balance transfer so you pay less in interest. Never give an excellent rating when it is actually the norm. Always look for a discount as more is always better.
Always accept candy from strangers because they have the best candy or from people you know have good candy.
