Target RedCard Approval

Total80sKid · ‎07-29-2021

My first fumble during my rebuild.

I wasn't going to apply for any more cards and I knew in my gut not to apply for this Target card since I already have the Debit version with the same benefits.

I had also just burned Target for $3.3k in a recent BK. The only thing that pushed me to apply was a sentimental memory as this card was the first to get my credit going in early 2011 when my stepdad, who is no longer with us, added me as a co-applicant.

I think I would have almost preferred not to have been approved (due to low SL), but it's ok. You live, you learn.

EQ: 545

AAoA: Either 5yrs or 0. CK says No Info

INQ: 5

UTI: 9% (Kohl's Card reported quick)

Income: $11.5k

BK Discharged: July 12, 2021

Remedios · ‎07-29-2021

It's a start! Congrats on your approval

MartyWrite75 · ‎07-29-2021

Congratulations on your approval!

June 2025: Experian 772; Equifax 788; Transunion 781

Cards I Have:
Cap One QS: $600 (Sock drawer) || Cap One QS (#2): $7,500 (Sock drawer) || Discover It: $17,400 || Cap One Savor One: $600 (Sock drawer) || AMEX BCP: $10,000 || Amazon Prime Store Card: $10,000 || FNBO Rewards Visa: $2,600 || Discover Cash Back: $9,500 || Citi Custom Cash: $15,500 || Verizon VS Visa: $20,000 || Amex Hilton Honors: $12,000 || Amazon (Chase) Prime Rewards (VS): $9,500 || Citi Double Cash: $6,900

Wishlist Cards:
Paypal Mastercard || Bread Mastercard

Gardening to 6/2026(ideally)
Total Utilization: 11%
Inquiries: Exp: (2) Trans: (1) Equif: (1)

Yasselife · ‎07-29-2021

Sorry about your dad; I like the good news that they welcomed you back. Congrats.

Gardening since: August 11, 2025

pizzadude · ‎07-29-2021

Congrats on the approval, glad that they let you back in !

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX

simplynoir · ‎07-29-2021

Congrats on your new card

KingRue8500 · ‎07-29-2021

Congrats on your Target RedCard approval

gdale6 · ‎07-29-2021

Grats on your Red card approval

CreditAggie · ‎07-29-2021

Congratulations on your Target approval!

Current Cards (in order of approval):

Current FICO 8 | 9 (December 2025):

Credit Age:

Inquiries (6/12/24):

Banks & CUs:

M_Smart007 · ‎07-29-2021

Congrats @Total80sKid on your approval ... Gardening?