I too realize this is an old thread. I just never know what to say when I see such low limits. I applied for my Target card about 2 years ago in store. I was immediately approved for $3000. I never carry a balance on it and I haven't even used it in a year. I am sure they will eventually CLD or close due to inactivity on my account, which is fine. I only keep it open for Utility purposes. Still, I don't get it.
@BluePoodle wrote:... and I haven't even used it in a year. I am sure they will eventually CLD or close due to inactivity...
They dropped my credit limit to $200 after I didn't use it for 13 months.
My wife just app'd with a low 700 score and received a 3k spending limit.