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Target and Walmart Rewards Cards Back to Back approval 602 and below score

jpinheiro93
Member

Target and Walmart Rewards Cards Back to Back approval 602 and below score

Hello, I am excited, started working on my credit in August in just 3 and half short month ive gone from 500 to a 600 credit score.

My utilization upon applying was 61%

 

First Applied Target RedCard, instant approval for $200 CL, Target does not appear to have done a hard inquiry

immedietly after i applied for

 

Warlmarts Rewards Mastercard Denied but approved for Walmarts Rewards Card $300 Limit, Hard Inquiry was immedietly reported.

 

I now have

Fingerhut: $400 CL

Cap One Secured Platinum: $200 CL

Credit One Platinum: $300 CL

Self: $526 Installment Loan

Target RedCard: $200 CL

Walmart Rewards Card: $300 CL

 

and my score is still between 595 and 602 between all 3 scores.

 

I is happy. Target seems like an easy card to apply for and is proccessed by TD Bank

Message 1 of 7
6 REPLIES 6
M_Smart007
Epic Contributor

Re: Target and Walmart Rewards Cards Back to Back approval 602 and below score

 

Congrats on yer approvalsSmiley Happy

 

Message 2 of 7
tenaya
Frequent Contributor

Re: Target and Walmart Rewards Cards Back to Back approval 602 and below score

Congratulations!!!

The Walmart and Target cards offer good rewards and not only help you build credit, but help you save money too! My Walmart card (approved a little less than a year ago, with Synchrony) was a $200 limit, but I was over the moon about it! It's a great card to get when your scores are in the lower 600s. It just gets better and better from here!

Overstock $9,750, Walmart $2.5K, Discover IT Cash Back $2.4K, NFCU Flagship $5K (formerly CashRewards), Shell (Citi) $800, NFCU More Rewards $17K, AMEX Cash Magnet $1K, Citizens Cash Back $2.8K, Amazon Store Card $4.2K, Cap1 QS $1.1K, FBNO Visa $1.6K, AMEX Blue Cash Preferred, $8K, eBay MC $800 (RIP Green Dot Platinum Secured)
Current FICO8: EQ 700, TU 700, EX 688   Current FICO9: EQ 715, EX 714
Goal for December 2019: FICO8 640-700 (reached! Fico 681!) | Goal for December 2020: FICO8 685-700 (Reached! 690!) | Goal for December 2021: FICO8 700-740
Starting Score: 539  Current Score: 690  Goal Score: 760
My credit recovery journal

Message 3 of 7
Girlzilla88
Valued Contributor

Re: Target and Walmart Rewards Cards Back to Back approval 602 and below score

Congratulations on your Cards!!!      Keep an eye on your report for the next few months your Target inquiry may or may not pop up (sometimes it doesn't show up instantly) but it's cool to see they still say OK with your UT around 60%  Smiley Very Happy

 

 

 










Message 4 of 7
AllZero
Super Contributor

Re: Target and Walmart Rewards Cards Back to Back approval 602 and below score

Congratulations on your approvals!
Message 5 of 7
jpinheiro93
Member

Re: Target and Walmart Rewards Cards Back to Back approval 602 and below score

that was what was really making me nervous about applying for credit because my utilization was kinda high. thank you guys Smiley Happy 

Message 6 of 7
Meanmchine
Super Contributor

Re: Target and Walmart Rewards Cards Back to Back approval 602 and below score

Congrats !


3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>12/2020 CCT EX 821 TU 826 EQ 840


"Survival kit contents check. In them you'll find:

- One forty-five caliber automatic
- Two boxes of ammunition
- Four days' concentrated emergency rations
- One drug issue containing antibiotics, morphine,
vitamin pills, pep pills, sleeping pills, tranquilizer pills
- One miniature combination Russian phrase book and Bible
- One hundred dollars in rubles
- One hundred dollars in gold
- Nine packs of chewing gum
- One issue of prophylactics
- Three lipsticks
- Three pair of nylon stockings.

Shoot, a fella' could have a pretty good weekend in Vegas with all that stuff."

Major Kong (Slim Pickens) in Dr. Strangelove 1964
Message 7 of 7
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