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Target strikes again!

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MrsCHX
Valued Contributor

Target strikes again!

Account opened 2/2016 at $300

 

Auto CLI 6/2016 to $800

 

Auto CLI 9/2016 to $1300 (and I was at 85% util at the time - I know, I know. It'll be paid next month)

NFCU: $25,000; PenFed Power Cash Rewards: $3,500; PenFed Gold: $2,500; Capital One: $2,300; Nordstrom Visa: $2,000; Credit One: $1,250
Amazon: 800; Kohls: $1,500
Message 1 of 12
11 REPLIES 11
Anonymous
Not applicable

Re: Target strikes again!

That is awesome! I am hoping for another auto CLI before the holidays. I got the card last holiday season, and got an auto CLI in June. From $300 to $800. Do you report a balance? I PIF within the week. Wondering if that is not helping my increases. I know Target is tough.

Message 2 of 12
JustBPatient
Established Contributor

Re: Target strikes again!

Congrats on the continued success!!

Amex Gold =Amex ED 20k = Amex BCP 14k = Amex SPG Lux 2k = Arrival 2k = Ring 14k = BOA 321 30k = BOA BBR 10k = CSR 25k = Freedom 10k = Citi Simplicity 9k = Citi DC 5k = Citi DP 3k = DCVR IT 16k = DCVR IT(2) 10k = CAP1 QS 15k = NFCU CR24k/AE25k/CLOC 15k = BBVA 14k = Wells Plat. 5k = (2) US Bank Cash+ 13k, 18k = PenFed 17k

FICO scores TU 764 EX 739 EQ 745
Message 3 of 12
MrsCHX
Valued Contributor

Re: Target strikes again!

Thanks!!

 

I'm on and off with reporting a balance. It seems like their scheduled auto-CLIs just started in 2016. So perhaps you will get one before the year is out!

 

Remember to udpate your annual income, even if that number is the same.

NFCU: $25,000; PenFed Power Cash Rewards: $3,500; PenFed Gold: $2,500; Capital One: $2,300; Nordstrom Visa: $2,000; Credit One: $1,250
Amazon: 800; Kohls: $1,500
Message 4 of 12
KSK1912
Valued Contributor

Re: Target strikes again!


@MrsCHX wrote:

Account opened 2/2016 at $300

 

Auto CLI 6/2016 to $800

 

Auto CLI 9/2016 to $1300 (and I was at 85% util at the time - I know, I know. It'll be paid next month)


Awesome. You are on a good path. Mine started the same SL, same cli's 300 to 800 to 1300 to (wait for it) $4000 and an upgrade to MC. Next will hopefully be a big cli for you, and that's when you know you are bings upgraded to the MC version. BTW, My $4000 cli came a month after the l$800 to $1300 cli when i was least expecting it, followed by a letter saying i am being upgraded to the MC version. Congrats.


6/14/15: Equifax 576 Experian 542 Transunion 571
8/17/15: Equifax 626 Experian 619 Transunion 622
9/28/15: Equifax 655 Experian 636 Transunion 641
11/11/15: Equifax 698 Experian 687 Transunion 672
Short Term Goal Score: 720 Across the board


Take the myFICO Fitness Challenge


Are you free Tuesday..?
Message 5 of 12
SunriseEarth
Moderator Emeritus

Re: Target strikes again!

Congrats on CLI!   Target seems to love it when a balance posts, so I'm trying it again this month myself to see what happens.  



Start: 619 (TU08, 9/2013) | Current: 809 (TU08, 3/05/24)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Discover IT $46000 | Disney Premier VS $43600 | Venmo VS $30000 | NFCU More Rewards AMEX $25000 | Macy's AMEX $25000 Store $25000 | Cash+ VS $25000 | Altitude Go VS $25000 | Synchrony Premier $24,200 | Sony Card VS $23750 | GS Apple Card WEMC $22000 | WF Active Cash VS $18,000 | Jared Gold Card $16000 | FNBO Evergreen VS $15000 | Citi Custom Cash MC $14600 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Amazon VS $12000 | Freedom Flex WEMC $10000 | Belk MC $10000 | Wayfair MC $4500 ~~
Message 6 of 12
MrsCHX
Valued Contributor

Re: Target strikes again!

Thanks and wow to the increase to $4K!

I can only hope!!!
NFCU: $25,000; PenFed Power Cash Rewards: $3,500; PenFed Gold: $2,500; Capital One: $2,300; Nordstrom Visa: $2,000; Credit One: $1,250
Amazon: 800; Kohls: $1,500
Message 7 of 12
Anonymous
Not applicable

Re: Target strikes again!


@SunriseEarth wrote:

Congrats on CLI!   Target seems to love it when a balance posts, so I'm trying it again this month myself to see what happens.  


I think there's defintely a pattern to letting a balance post at least after any 1st CLI....DH just had one and it was the first time he let a balance report in almost a year.

Message 8 of 12
MissMoni223
Senior Contributor

Re: Target strikes again!

Target is very random with their CLI's but eventually they happen, CONGRATS!!!

Gardening Until Further Notice
15 Credit Cards (12 Major Banks & 3 Store Cards)
Message 9 of 12
trnl2016
Regular Contributor

Re: Target strikes again!

Congrats on the CLI! The same has been happening to me. Started with a $200 CLI and was just bumped to $2200 a few days ago! They have consistently been auto-CLI every 3 months. Good for those of us trying to build!
Message 10 of 12
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