Target unasked-for CLI. Coincidence or not?

M_Smart007 · ‎08-12-2021

Grats on the Target CLI👍

SUPERSQUID · ‎08-12-2021

@W261w261 wrote:
I got a Target card last October with $500. Have used it maybe 3 times for a few things, always PIF. Last week I ordered about $150 worth, and the next day got a CLI to 2k. Could those two things be related do you think?

Congrats !!!!!

as i understand it you cant request a cli on the target red card, its all auto and its an enigma as to what triggers their cli's.

the 5 percent off target purchases is excellent.

{ BK7 DC 12/2019 } target 1600/ kohls Visa 7000/ discover IT cb 6500 / 2nd discover IT cb 6000/mercury 4100 / firestone 2800 /legacy 3000 /first savings bank cc 3000/ cap1 QS 5000/ cap 1 savor one 3100 /Bread rewards Amex 4k, Penfed PCR signature visa 10k/ penfed gold 7.5k NFCU >signature visa cash rewards 21700/bread cashback amex 8000

>/ nfcu platinum 15k, BABY NEEDS NEW SHOES !!!!!
closed-- reflex, applied bank, first digital, mission lane, ikea, fingerhut, big lots, valero gasoline, ollo, more to come
Rebuilding since September 2020
who i burned - chase, cap 1, TD bank, Sync, were the biggies
Income 40k
Total utilization around 20 pct depending on my current usage/needs
Ficos in the 680 - 690 range, the 9's slightly higher than the 8's
My vantage scores 708 - 711
TCL - about 110k
Retired since 2017

KingRue8500 · ‎08-12-2021

Congrats on your Target Card auto CLI

FalconSteve · ‎08-12-2021

@W261w261 wrote:
I got a Target card last October with $500. Have used it maybe 3 times for a few things, always PIF. Last week I ordered about $150 worth, and the next day got a CLI to 2k. Could those two things be related do you think?

Congrats on your CLI, technically all REDcard CLI are unasked for since you can't request CLI from TD Bank on the Target card. The two are likely related.

1/8/17 Discover $18300 CL- $1k SL- AU, wife
1/26/20 AmEx Cash Magnet $35k CL, wife
2/19/20 BB&T/Truist Rewards $11k SL- impulse application
2/22/20 Citi Double Cash WEMC $2.9k-->$4.4k-->$8.4k-->$13.4k-->$17.4k-->$19.4k-->$22.4k AU, wife
3/8/20 Wells Fargo Propel AmEx/Autograph VISA $2900-->$3200-->$5000-->$8800 CL- AU, wife
3/9/20 Truist Rewards $11k SL- AU, wife- impulse app
3/21/20 REDcard MasterCard (TD Bank) $2500-->$6000-->$6500 CL
11/24/20 AmEx Cash Magnet $10k SL-->36hr-->$20k-->$35k CL
6/10/21 SoFi World Elite MC (TBOM) $7000 SL
1/19/22 AppleCard/GS $6k-->$10k-->$11k AU, wife
8/15/22 Chase freedom flex $10.3k SL-->$12.5k-->$15k AU, wife
7/5/23 Lowes/Synchrony $4k-->$10k-->same day-->$35k CL
8/2/23 Chase freedom flex $19k --> $22.8 CL
8/2/23 Discover $8k SL

Re: Target unasked-for CLI. Coincidence or not?

Re: Target unasked-for CLI. Coincidence or not?

Re: Target unasked-for CLI. Coincidence or not?

Re: Target unasked-for CLI. Coincidence or not?