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I was in the market for a new Tempurpedic bed. I went on their web site and they had an offer for 60 months 0% interest. I will pay it off sooner, but no interest is sweet for me. I never pay interest on any card if I carry a balance.
So the Mattress and foundation and tax came to just shy of $3800.00. Then I noticed the financing is through Wells Fargo. I have never had any type of relationship with them ever. And I knew they were closed today because it's Sunday. Wasn't sure if I would get instantly approved or maybe I would get toy limit.
When applying they asked how much my purchase would be. So I entered $4000.00 and then hit submit and a second later it said approved for $15k. And got the 60 months 0%!
I'm at 5% utilization and they pulled TU. Score is in my siggy.
Nice limit.. Congrats
This is my one and only Store Card. Only did it for the 60 months @$61 bucks. I'll pay $500 a month and get it paid off in a little under 8 months.
@AverageJoesCredit wrote:
Nice going Donny, hope it brings you many sleepful nights
Lol!! I hope so. Next year I'm getting a total hip replacement on my right side. So hoping it helps a little now and it will definitely help after the replacement.
Very Nice!! Congrats!!
What a super approval limit for you to keep that purchase well within reason.
Congratulations!
@Anonymous wrote:
@AverageJoesCredit wrote:
Nice going Donny, hope it brings you many sleepful nightsLol!! I hope so. Next year I'm getting a total hip replacement on my right side. So hoping it helps a little now and it will definitely help after the replacement.
Congratulations!
donny10
Me too I been putting it off since I need BOTH hip replacement My doctors has been pushing me for about 14 months now and I just don't want or can't take off from work for up to 6 months I have almost 4 years sick leave saved up but my boss count on me to much to run the place lol
@JoeLuvsHisCredit wrote:
@Anonymous wrote:
@AverageJoesCredit wrote:
Nice going Donny, hope it brings you many sleepful nightsLol!! I hope so. Next year I'm getting a total hip replacement on my right side. So hoping it helps a little now and it will definitely help after the replacement.
Congratulations!
donny10
Me too I been putting it off since I need BOTH hip replacement My doctors has been pushing me for about 14 months now and I just don't want or can't take off from work for up to 6 months I have almost 4 years sick leave saved up but my boss count on me to much to run the place lol
I have Avascular Necrosis of The Femoral head caused by a sporting injury. Unfortunately its advanced because I ignored the pain and waited to long to go to the ortho surgeon. Heck, I'm going to do my best to be back to work in 4 weeks. My job isn't manual labor so that helps.
But the bed helps. I have one now that is 10 years old and needs replacing.
Got approved yesterday from Wells Fargo and it's already reporting on Experian via CCT.