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Thanks Capital One!

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Anonymous
Not applicable

Thanks Capital One!

I just randomly felt enticed to see if I could get a CLI from Capital One & my limit went from $2,000 to $5,000! Definitely surprised me! If only I could get Discover to be this generous...
Message 1 of 13
12 REPLIES 12
Anonymous
Not applicable

Re: Thanks Capital One!

Congrats on your new card!! Smiley Happy

What'll be your first swipe/purchase?
Message 2 of 13
Jannelo
Frequent Contributor

Re: Thanks Capital One!

How long have you had the Cap One card, and is this your first CLI or CLI request?

Open Credit Cards:
Green Dot Primor Secured (5/18) - $450 CL (CLOSED 2/2020)
Capital One Platinum (8/18) PC to Quicksilver (9/19) - $3800 CL
Capital One QuicksilverOne (3/19) - $4800 CL
Merrick Bank DYL VISA - No AF (6/19) - $1400 CL
Discover it Cash Back (9/19) - $2800 CL
Amazon Prime Store Card (4/20) - $10,000 CL
NFCU cashRewards (4/20) - $4500 CL
BB&T Spectrum Cash Rewards (5/20) - $3500 CL
Navy Federal More Rewards American Express® Card (3/21) - $9700 SL - at 9.65 %.
Experian FICO Score - 8/2018: 528

Experian FICO 8 Score - 9/2022 - 720
Equifax FICO 8 score 2/2022- 692
TransUnion FICO 8 score 10/2022 - 728
Experian FICO Mortgage Score - 725
Message 3 of 13
Anonymous
Not applicable

Re: Thanks Capital One!

Nice! Congrats on your Cap One increase!

Message 4 of 13
Marz2002
Senior Contributor

Re: Thanks Capital One!

YOU...

Awesome Congratulations GIF by Slanted Studios

From 1 Rebuilder to another Rebuilder, CONGRATS on your 2.5X Capital One CLI!!!

AMEX BCP $8K | AMEX Cash Magnet $15K | Citi DoubleCash WEMC $15.2K | Citi Rewards WMC $15.5K | Citi Costco VS $12K
Citi Custom Cash WEMC $7.8K | Synchrony (PayPal Credit $6K, Care Credit $15K, & PayPal 2% MC $10K, VENMO VS $6.5K)
PNC Cash Rewards VS $10.5K | NFCU cashRewards VS $14K | NFCU More Rewards AMEX $37.5K | NFCU Flagship Rewards VS $23K
Discover IT $22.5K | BB&T Cash Rewards $4.5K | Macy's AMEX $25K | Bloomingdales AMEX $20K | Apple Card WEMC $9K
PenFed Power Cash Rewards VS $7.5K

Total CL - $284K+
Message 5 of 13
Anonymous
Not applicable

Re: Thanks Capital One!

I will be trying my luck for another CLI at discover in a few days here! I accidently let my card report at $170 and my fico scores all dropped by 1 point because OH NO 17% UTIL!!!... I'm sick of having to paydown my card 6 times a months before the statement even cuts.

Message 6 of 13
Anonymous
Not applicable

Re: Thanks Capital One!

Congrats on the somewhat rare Cap1 CLI!!
Message 7 of 13
M_Smart007
Legendary Contributor

Re: Thanks Capital One!

 

Congrats!

 

Message 8 of 13
GApeachy
Super Contributor

Re: Thanks Capital One!


@Anonymous wrote:
I just randomly felt enticed to see if I could get a CLI from Capital One & my limit went from $2,000 to $5,000! Definitely surprised me! If only I could get Discover to be this generous...

Maybe if you wait for that huge cli to post Miss Diss'co' will want to bump you on up too.  Congrats!!!!!!!

My Take Home Pay Don't Take Me Home
Message 9 of 13
Shooting-For-800
Senior Contributor

Re: Thanks Capital One!

Congrats!

 

Cap One can be very generous!

I have received CLIs as high as $9k with high usage.

They get dumped on a lot because they have so many subprime accounts.

 

 

Rebuild started in 2014  -  $100k unsecured credit in 2017  -  $500k unsecured credit in 2024.

DON'T WORK FOR CREDIT CARDS ... MAKE CREDIT CARDS WORK FOR YOU!



Message 10 of 13
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