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Congrats on the CLI @Aim_High! I'm a big fan of PenFed. I'm shocked about the Amex denial - was that too many new Amex cards or in general? They've never really been the new account/inquiry sensitive type, but $10,000 does always help smooth things over
@Aim_High Super Congrats on your PenFed PCR $10,000 CLI!!!
I've had no luck with PenFed, but I'm glad you are. They are definitely
a hit or miss proposition, so I"m glad you're hittin' it outta the park.
Congrats again and thanks for sharing!
Congrats on the CLI.. Looks like you bumped up on the "offical" ceiling for a given card it appears. Not sure what their current policy is, think it is 25k unless grandfathered in? Enjoy the new CL!
Congrats A_H !
@credit_is_crack wrote:Congrats on the CLI @Aim_High! I'm a big fan of PenFed. I'm shocked about the Amex denial - was that too many new Amex cards or in general? They've never really been the new account/inquiry sensitive type, but $10,000 does always help smooth things over
I have had AMEX before but none currently. It was all about my new account spree I've had in the past two years. It was a lot, but I didn't think it would lead to a denial with AMEX!! Here is the link with more info:
https://ficoforums.myfico.com/t5/Credit-Card-Applications/AMEX-wants-my-business/m-p/6026334#M265355
@Aim_High wrote:
@credit_is_crack wrote:Congrats on the CLI @Aim_High! I'm a big fan of PenFed. I'm shocked about the Amex denial - was that too many new Amex cards or in general? They've never really been the new account/inquiry sensitive type, but $10,000 does always help smooth things over
I have had AMEX before but none currently. It was all about my new account spree I've had in the past two years. It was a lot, but I didn't think it would lead to a denial with AMEX!! Here is the link with more info:
https://ficoforums.myfico.com/t5/Credit-Card-Applications/AMEX-wants-my-business/m-p/6026334#M265355
@Aim_High I've never known them to be sensitive and your 7/12 doesn't seem like something they've pushed back on before, but I could be wrong. I've gotten cards with them when I was up to 12/12, of course we weren't in a global pandemic and they weren't being hypersensitive. Sorry to hear it, but glad you got the $10k!
@Anonymous wrote:
@Aim_High wrote:.. .rumor-has-it that PenFed is doing SP CLIs now-a-days ...I hadn't heard that rumor -- have a link or more info?
Congrats! on your 10k CLI - that is sweet!
Thanks @Anonymous!
Here are two recent threads where members chimed in about Soft Pulls with PenFed.
And AFAIK, still no HP notification about a pull from my CLI!
https://ficoforums.myfico.com/t5/Credit-Cards/PenFed-Power-Cash-Rewards/m-p/6018576
https://ficoforums.myfico.com/t5/Credit-Cards/PENFED-Power-Cash-Rewards/m-p/6023846
ETA: This was a HARD PULL CLI on Equifax.
Congratulations on your PenFed Power Cash Rewards CLI!
@AllZero wrote:
Congratulations on your CLI!
@M_Smart007 wrote:
Congratulations on your CLI
@Anonymous wrote:
Congrats! on your 10k CLI - that is sweet!
@credit_is_crack wrote:Congrats on the CLI @Aim_High! I'm a big fan of PenFed. I'm shocked about the Amex denial - was that too many new Amex cards or in general? They've never really been the new account/inquiry sensitive type, but $10,000 does always help smooth things over
@Anonymous wrote:
@Aim_High Super Congrats on your PenFed PCR $10,000 CLI!!!
I've had no luck with PenFed, but I'm glad you are. They are definitely
a hit or miss proposition, so I"m glad you're hittin' it outta the park.
Congrats again and thanks for sharing!
@CreditCuriosity wrote:
Congrats on the CLI.. Looks like you bumped up on the "offical" ceiling for a given card it appears. Not sure what their current policy is, think it is 25k unless grandfathered in? Enjoy the new CL!
@Meanmchine wrote:
Congrats A_H !
Thanks guys! Yes, that $10K today definitely helped with the AMEX news! Lol