No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
@Aim_High wrote:To soften the blow from my recent AMEX denial (for too many new accounts), PenFed was nice enough to give me a CLI on my PenFed Power Cash Rewards Visa!
The card was approved in November with SL of $15K. I put in for CLI at exactly six months later. It went under review for 24 hours and I was approved for a $10K increase to new limit of $25K! Sweet! That was my goal for that card. I've heard that is normally the maximum per card PenFed will now authorize for new cardholders.
* * UPDATE * *
Edit to Add: I reported in-thread this might be a SOFT PULL CLI as some have reported more SPs lately with PenFed. I checked my EQ report this morning and it was a HARD PULL as is typical for PenFed. Still, a nice CLI for a Hard Pull, so I'm satisfied!
Nice job @Aim_High Mission Accomplished
@AverageJoesCredit wrote:
@Aim_High wrote:To soften the blow from my recent AMEX denial (for too many new accounts), PenFed was nice enough to give me a CLI on my PenFed Power Cash Rewards Visa!
Nice job @Aim_High Mission Accomplished
Thanks AJC!
Congrats
Congrats @Aim_High good work 25K is sufficient for now ... when you guys get tired let me know i will start
_______________R.a.j
@Mahraja wrote:Congrats @Aim_High good work 25K is sufficient for now ... when you guys get tired let me know i will start
_______________R.a.j
Thanks RAJ!
So what is this, a relay race?
Do we all get to share in the prize ... your 1.5M? Lol
Now THAT is nice work, my friend.
But I'm proud of getting most of my limits to my goal of $25K per card.
Congrats on the approval despite the HP. I wish more lenders would only do a SP. Wonder why the difference exists?
Congrats!
@M_Smart007 wrote:
@AllZero wrote:
Spin the wheel and try your luck for a 2nd card? 😝 Maybe get away with the same pull?@AllZero, Bad influence...just bad!
Got me thinking.. I am at 6 months mark with the first card that I opened 11/12/2019 CL of $15,000, but the second card I got on 1/17/2020 CL of $10,000 after submitting POI. Should I request a CLI for the first card or wait for the second to reach 6 months also and put a request for both. If my logic is right I should give it more time. Why? that's a good question to ask Mr logic, so please allow me to tell you why. First of all, my second card got lower CL, so I may be on the edge with Penfed at the moment. second, if I wait till 7/17/20 I can hit two birds with one HP. Friends what do you think?
Nice job!
If you're familiar with Reddit, you'll know what this means:
Username checks out!
@TekkenQQ7 wrote:
@M_Smart007 wrote:
@AllZero wrote:
Spin the wheel and try your luck for a 2nd card? 😝 Maybe get away with the same pull?@AllZero, Bad influence...just bad!
Got me thinking.. I am at 6 months mark with the first card that I opened 11/12/2019 CL of $15,000, but the second card I got on 1/17/2020 CL of $10,000 after submitting POI. Should I request a CLI for the first card or wait for the second to reach 6 months also and put a request for both. If my logic is right I should give it more time. Why? that's a good question to ask Mr logic, so please allow me to tell you why. First of all, my second card got lower CL, so I may be on the edge with Penfed at the moment. second, if I wait till 7/17/20 I can hit two birds with one HP. Friends what do you think?
@TekkenQQ7 .Maybe wait and request CLI for both?