Congrats on your approvals @Anonymous !
@Mv350 wrote:Congrats on your approvals @Anonymous !
Thank You! If you hadn't set the example and provided me
with social proof that someone in my EQ5 score range could
be approved, I never would have applied. 
@Anonymous
Congrats! Any DP's on application to approval timeline?
@CBrow wrote:Congrats! Any DP's on application to approval timeline?
@CBrow Funny you should ask. It wasn't exactly a snap:
--- I applied online Thursday evening 16 April 2020
--- Friday morning (17 April 2020) the AOD rep sent me
a DocuSign request for supporting documentation.
DocuSign "burped" and wouldn't let me upload the docs,
so I emailed everything to the AOD rep with no problems.
--- That same evening (17 Apr 2020) the AOD rep called
to tell me that ChexSystems "burped" and wouldn't let her
pull my Chex file. So I called Chex and got everything straight.
By this time, AOD was closed for the day.
--- Monday (20 Apr 2020) everything went as smooth as silk.
AOD sent me DocuSign papers to open my savings and checking.
No problems. Monday afternoon AOD rep called to tell me that my
personal loan and 3% card were approved. She sent me DocuSign
papers to finalize the process, and everything worked out beautifully.
So like I said, it wasn't snap crackle pop 1-2-3. In the end, it got done.
Hopefully, if you or anyone else decides to apply, you won't experience
any "indigestion" and the process will be a smooth one.
@Anonymous wrote:
@CBrow wrote:Congrats! Any DP's on application to approval timeline?
@CBrow Funny you should ask. It wasn't exactly a snap:
--- I applied online Thursday evening 16 April 2020
--- Friday morning (17 April 2020) the AOD rep sent me
a DocuSign request for supporting documentation.
DocuSign "burped" and wouldn't let me upload the docs,
so I emailed everything to the AOD rep with no problems.
--- That same evening (17 Apr 2020) the AOD rep called
to tell me that ChexSystems "burped" and wouldn't let her
pull my Chex file. So I called Chex and got everything straight.
By this time, AOD was closed for the day.
--- Monday (20 Apr 2020) everything went as smooth as silk.
AOD sent me DocuSign papers to open my savings and checking.
No problems. Monday afternoon AOD rep called to tell me that my
personal loan and 3% card were approved. She sent me DocuSign
papers to finalize the process, and everything worked out beautifully.
So like I said, it wasn't snap crackle pop 1-2-3. In the end, it got done.
Hopefully, if you or anyone else decides to apply, you won't experience
any "indigestion" and the process will be a smooth one.
Thanks for the insight! I might email my CSR and see if he can give me an update. I applied Friday morning, got a call that afternoon (end of day for them) for supporting docs and uploaded 20 minutes later. So at least that part was good. Haven't heard anything regarding Chex, so I hope I'm in the clear haha.
@Wavester64 Thanks so much for your kind words!
BTW, my AOD image on my login screen is almost exactly
like that dog wearing shades. There are over several dozen
images to choose from, but the dog in shades jumped out at me.