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The Anniston Tidal Wave…AOD FCU Approvals Thread

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ZackAttack
Established Contributor

Re: The Anniston Tidal Wave…AOD FCU Approvals Thread


@PullingMeSoftly wrote:

@ZackAttack wrote:

I would be on the list for grabs but it seems like AOD FCU has an age of 21+ for their credit card. :/


@ZackAttack Great thing is, lots of other opportunities will come your way, you've got youth on your side! Looks like you're doing quite well for a young adult, building your card lineup...accessing a forum like this and getting early advice at your age gives you a substantial head start over the majority of society.


Seeing how I am 1 yrs and 2 months away from being 21 yrs old ... yeah atm plus not applying for any student loans yet. So I am in a good position.

MSGCU Rewards | $8kDiscover Cash It | $10kAmex BCP | $15kBest Buy Visa | $20kChase Freedom Flex | $8kDCU Platinum | $8kNFCU Plat | $35kNFCU cashRewards | $24kAffinity FCU Cash Rewards | $7kAmazon Prime | 12.5kChase Unlimited | 16.4kUSAA Cashback Rewards Plus Amex | 10kAmex Business Cash | 10k


Loans
Ford Credit Car Loan 2-year 6/22/2023 ($299/month)
Closed
Michigan Schools & Gov't CU Titanium 1/4/2019 - 10/2/2020
Ford Credit Car Loan 3-year 7/31/2018-6/6/2021
$1,500 Discover Card 10/2/2020 - 8/18/2021
$3,500 Citi DC 10/14/2020 - 12/11/2021
$8,000 DCU Personal Loan 5-year 5.99% 10/2/2020 - 4/30/2021
$8,000 NFCU CashRewards 1/2/2021 - 7/30/2022
$5,000 MSGCU Personal Loan 3-year 7.75% 4/22/2022 - 10/30/2022
Ford Credit Car Loan 2-year 6/7/2021 - 6/22/2023
Message 41 of 629
kaylord84
Frequent Contributor

Re: The Anniston Tidal Wave…AOD FCU Approvals Thread


@recoveringfrombk7 wrote:

Any DPs on having a bk?  My EQ5 score certainly seems sufficient (692), but I'm just approaching 2 yrs post file.  I'm not certain that I'd like to leave the garden, but I'm just trying to see if anyone has any info either way.  

 

I'm just over 3 years post discharge (March 2017) but my chapter 7 bk isn't reporting on TU or EQ


 


Starting Score: Eq 485 TU 467 Ex 400 BK filed Dec 2016
Current Score: Eq 723 TU 665 Ex 682
Goal Score: 700 All 3


Take the myFICO Fitness Challenge
Message 42 of 629
Anonymous
Not applicable

Re: The Anniston Tidal Wave…AOD FCU Approvals Thread

Nice list! Congratulations everyone!

Message 43 of 629
M_Smart007
Legendary Contributor

Re: The Anniston Tidal Wave…AOD FCU Approvals Thread


@ZackAttack wrote:

@PullingMeSoftly wrote:

@ZackAttack wrote:

I would be on the list for grabs but it seems like AOD FCU has an age of 21+ for their credit card. :/


@ZackAttack Great thing is, lots of other opportunities will come your way, you've got youth on your side! Looks like you're doing quite well for a young adult, building your card lineup...accessing a forum like this and getting early advice at your age gives you a substantial head start over the majority of society.


Seeing how I am 1 yrs and 2 months away from being 21 yrs old ... yeah atm plus not applying for any student loans yet. So I am in a good position.


You will get thereSmiley Happy

Message 44 of 629
M_Smart007
Legendary Contributor

Re: The Anniston Tidal Wave…AOD FCU Approvals Thread


@Anonymous wrote:

Nice list! Congratulations everyone!


WooHooSmileyWave-vi.gif

Message 45 of 629
M_Smart007
Legendary Contributor

Re: The Anniston Tidal Wave…AOD FCU Approvals Thread


@AllZero wrote:
Thank you for compiling the information!

Thought for sure I would see @AllZero on that list?

Message 46 of 629
M_Smart007
Legendary Contributor

Re: The Anniston Tidal Wave…AOD FCU Approvals Thread

Message 47 of 629
PullingMeSoftly
Valued Contributor

Re: The Anniston Tidal Wave…AOD FCU Approvals Thread


@M_Smart007 wrote:

@PullingMeSoftly, Another to add to the tidal wave listSmiley Happy

 

https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-Pathfinder-15-000-CLI/m-p/5996819#M675...

 


Thanks, updated! Still have 13 apps hanging out there, anyone else have confirmation yet?






Message 48 of 629
NoMoreE46
Community Leader
Senior Contributor

Re: The Anniston Tidal Wave…AOD FCU Approvals Thread


@PullingMeSoftly wrote:

@NoMoreE46 wrote:

This is a great thread.

Thanks for this @PullingMeSoftly !


Thanks @NoMoreE46 , have you applied or are you thinking of going go for it?


Negative, my DTI is too high now.  
😫

Message 49 of 629
nuohlac
Valued Contributor

Re: The Anniston Tidal Wave…AOD FCU Approvals Thread


@PullingMeSoftly wrote:

@nuohlac wrote:

You can add me to the "Awaiting approval confirmation:" list. I pulled the trigger this morning.

EQ5 713

 


@nuohlac Congrats, got it! Let us know the result


Please Update to approved: 


Allison countered with 15k @8.99% (I accepted). She said the UW's reasoning was they wanted to have room if I needed any additional products and I have opened 16 new accounts in the last 24 months 🤡🤡🤡.




Message 50 of 629
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