@Anonymous wrote:
@CBrow wrote:
@Anonymous wrote:I forgot that you actually use your cards @M_Smart007. I take back what I said then. It just annoyed me thinking that the $10K could have gone to someone who would have used it. I mean we clearly see they are getting tapped on reserves now and they're tightening up as a result.
This is why I put in more to the savings account than the required $25. Plus, one idea I'm thinking of is since the cash back is auto applied, transfer the equivalent into the savings account and let it sit/grow. I did suggest to Ethyn that we should have the option to put the rewards into an AOD account in the future.
I don't mind the auto redemption as long as it works as advertised. I also don't mind the low savings rates in exchange for the 3% on the card and will put money in the savings anyway.
I like where you're head is at 
While I want to take advantage of the rewards, I don't want to take advantage of them as an institution, especially after the respect they have given.
@blindambition wrote:Congrats on your successful apps @nuohlac, @Eager2Succeed, and @M_Smart007. The train keeps chugging.
We just need @AllZero to jump up on this train. I'm also gonna start calling @M_Smart007 Daddy Warbucks!! 😉
@blindambition At the rate myFICOers are pillaging the vault, I think I'll be happy with a $500 approval when it's my time to apply. 😝
@AllZero wrote:
@blindambition wrote:Congrats on your successful apps @nuohlac, @Eager2Succeed, and @M_Smart007. The train keeps chugging.
We just need @AllZero to jump up on this train. I'm also gonna start calling @M_Smart007 Daddy Warbucks!! 😉
@blindambition At the rate myFICOers are pillaging the vault, I think I'll be happy with a $500 approval when it's my time to apply. 😝
By that time you roll around @AllZero , it'll be a secured card lol
@blindambition wrote:Congrats on your successful apps @nuohlac, @Eager2Succeed, and @M_Smart007. The train keeps chugging.
We just need @AllZero to jump up on this train. I'm also gonna start calling @M_Smart007 Daddy Warbucks!! 😉
"I'm also gonna start calling @M_Smart007 Daddy Warbucks!!"
Only if I can call you "King Selfie" 
@CBrow wrote:
@AllZero wrote:
@blindambition wrote:Congrats on your successful apps @nuohlac, @Eager2Succeed, and @M_Smart007. The train keeps chugging.
We just need @AllZero to jump up on this train. I'm also gonna start calling @M_Smart007 Daddy Warbucks!! 😉
@blindambition At the rate myFICOers are pillaging the vault, I think I'll be happy with a $500 approval when it's my time to apply. 😝
By that time you roll around @AllZero , it'll be a secured card lol
Now that is Funny!!!
@CBrow wrote:
@AllZero wrote:
@blindambition wrote:Congrats on your successful apps @nuohlac, @Eager2Succeed, and @M_Smart007. The train keeps chugging.
We just need @AllZero to jump up on this train. I'm also gonna start calling @M_Smart007 Daddy Warbucks!! 😉
@blindambition At the rate myFICOers are pillaging the vault, I think I'll be happy with a $500 approval when it's my time to apply. 😝
By that time you roll around @AllZero , it'll be a secured card lol
@CBrow. Could be true. $5000 deposit with $500 credit line and 29.99 % APR. 
@M_Smart007 wrote:
@blindambition wrote:Congrats on your successful apps @nuohlac, @Eager2Succeed, and @M_Smart007. The train keeps chugging.
We just need @AllZero to jump up on this train. I'm also gonna start calling @M_Smart007 Daddy Warbucks!! 😉
"I'm also gonna start calling @M_Smart007 Daddy Warbucks!!"
Only if I can call you "King Selfie"
LOL! You're too funny! Sure thing Daddy W.
I was expecting a denial and AOD didn't disappoint. I am sure DTI with the way they supposedly calculate is what got me shot down. Oh well will continue to wait on my 91/3 with NFCU who has treated me so well.
@Credit_Master wrote:I was expecting a denial and AOD didn't disappoint. I am sure DTI with the way they supposedly calculate is what got me shot down. Oh well will continue to wait on my 91/3 with NFCU who has treated me so well.
Sorry to hear :/ but worth the try! Any DPs you can share regarding the debts/credit lines you have that would go into the decision?