Super Congrats on your $5,000 approval!
I know exactly how you feel. I also have a discharged BK13
on my EQ file, and I consider myself very fortunate that AOD
still decided to do business with me. Other institutions will not.
Suntrust & Lightstream turned me down politely. PenFed turned
me down not so politely. In fact, they were downright nasty about it
despite having an EQ9 751. @AverageJoesCredit is right: They are
PenDread in my book. So like I said, $10,000 in new business with AOD
is much better than 3 hard pulls with nothing to show for it for 2 years.
So yes, I would say that given your circumstances you are fortunate indeed
to be doing business with AOD. Everything happens for a reason. AOD will
be growing like gangbusters over the next 2-3 years. We're lucky to get in early.
So bittersweet, but hey, a $5000 unicorn is better than no unicorn, right?
@Wavester64 Congrats! Hey, a unicorn's a unicorn (and clearly not a pony heh), that 3% is gonna be nice regardless of the SL. That's plenty of room to get your spend in and PIF (x2 or x3 if you're a big spender). Just put you up on the board, cheers!
You'll receive a DocuSign for the CC.
It will state the % and credit limit approved.
I never could find it on my credit e-docs. Maybe because mine had cosigner info? I just looked again and still couldn't find it. I wish there was a place online to view it. I guess I'll have to wait for a statement.
A PAPER STATEMENT THAT IS.
*squints at AOD* lol
Nice to see this thread make it to 100 so quick(and me being the 100th post) lol. Hopefully a few more approvals can get through before they make getting the card more restricted.