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The Anti-gardener... Chase Slate, BOA, Home Depot, and Best Buy cards or CLI's approved

stonedog23
Frequent Contributor

Re: The Anti-gardener... Chase Slate, BOA, Home Depot, and Best Buy cards or CLI's approved


@Cred4All wrote:

Excellent approvals in themselves, but the CLI from 5k to 25k on Best Buy.... Wow congrats!!  That's a Lowes style increase right there.


He said BB was 5.5K to 15K.

NFCU GoRewards Sig ($35,000), NFCU Cash Rewards ($25,000), PenFed Power Cash ($20,000), PNC Cash Rewards ($18,400), PNC Cashbuilder ($18,700) , Comenity MC ($14,150), FNBO Evergreen Visa ($10,700), Discover It Cash ($9000), Citi Double Cash ($8600), Walmart MC ($8000), Bank of America Unlimited Cash Rewards ($7500), Wells Fargo Active Cash Sig($7000), Amex BCE($6000), Amex ED($6600), X1 Card ($5000), PNC Points ($3800), Amex Cash Magnet($2000), Fifth Third Truly Simple ($4000), Truist Spectrum Cash Rewards($4500), Truist Bright Card($4500), CapOne Quicksilver(Bucketed @$1500), US Bank Cash+ ($5,000), US Bank Cash+ ($1,000), Overstock($15,350), WF mortgage 195K Fico 8: EQ 765, TU 757, EX 751, FICO 9:EQ 805, TU 777, EX 751, AAoA-95 months, AoOA-27 years
Message 11 of 24
CreditInspired
Community Leader
Super Contributor

Re: The Anti-gardener... Chase Slate, BOA, Home Depot, and Best Buy cards or CLI's approved

BRAVO!

Taking care of business in the garden really paid off big time.

Congratulations on the super nice CLs.

|| AmX Cash Magnet $40.5K || NFCU CashRewards $30K || Discover IT $24.7K || Macys $24.2K || NFCU CLOC $15K || NFCU Platinum $15K || CitiCostco $12.7K || Chase FU $12.7K || Apple Card $7K || BOA CashRewards $6K
Message 12 of 24
19eighty5
Senior Contributor

Re: The Anti-gardener... Chase Slate, BOA, Home Depot, and Best Buy cards or CLI's approved

Congrats on the approvals and CLIs!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:


Message 13 of 24
Anonymous
Not applicable

Re: The Anti-gardener... Chase Slate, BOA, Home Depot, and Best Buy cards or CLI's approved

Thanks everyone.  I haven’t done anything special.  It’s just been gardening and paying down balances for 19 months after we closed on our house in July 2017.  The big thanks goes to this forum for helping me get my credit in order.  I’ve learned so much from this board. 

 

I unfroze my credit reports this week in anticipation for applying for a few cards.  Before they are refroze I decided to attempt a CLI on both of my USAA cards.  In the past I didn’t want to try for CLIs with USAA or my Citibank cards because I didn’t want to incur hard pulls for them.  

 

In light of the fact that my reports are unfrozen, all of my other inquiries other than the ones I picked up this week fall off in June, and I incurred some this week I decided to go for CLI’s on both USAAs.  I didn’t think you could get two CLIs on different cards at the same time.  Both requests were auto-approved. One limit went from 6000 to 13000 and the other from 8000 to 16000.

 

I’m done applying for CLI’s that require a hard pull or new accounts for a few years. I have the cards I want so I’ll work on my utilization. BA6DDA36-0ADA-4468-9F2C-33A268497812.png

 

A39EF973-C8C0-4E72-B5F3-25FACC5B8663.png

 

Message 14 of 24
Anonymous
Not applicable

Re: The Anti-gardener... Chase Slate, BOA, Home Depot, and Best Buy cards or CLI's approved

Wow, sou ds like you did a hell of a binge! Just 1 question, after the chase approval, how long before your requested the cli on the others, within minutes or a few days?

Message 15 of 24
Anonymous
Not applicable

Re: The Anti-gardener... Chase Slate, BOA, Home Depot, and Best Buy cards or CLI's approved

Excellent! Congrats!!

Message 16 of 24
Anonymous
Not applicable

Re: The Anti-gardener... Chase Slate, BOA, Home Depot, and Best Buy cards or CLI's approved

Congrats on the approvals. That's awesome CLI's you got there. 3 and 5xs your limits... Wow.
Message 17 of 24
Anonymous
Not applicable

Re: The Anti-gardener... Chase Slate, BOA, Home Depot, and Best Buy cards or CLI's approved

Redtab78,
After I applied for chase, but before I called the back door number, I applied for the BOA card. I did that all on 01/16/19. After speaking with Chase I immediately went and requested increases on the Best Buy and Home Depot card. Yesterday, 01/18/19, I went into the USAA app and requested the CLI on both of those cards.
Message 18 of 24
Anonymous
Not applicable

Re: The Anti-gardener... Chase Slate, BOA, Home Depot, and Best Buy cards or CLI's approved


@stonedog23 wrote:

@Cred4All wrote:

Excellent approvals in themselves, but the CLI from 5k to 25k on Best Buy.... Wow congrats!!  That's a Lowes style increase right there.


He said BB was 5.5K to 15K.


He was just implying that those huge CLI are like Lowe's. All SP. Experienced it myself so I know what he's talking about Smiley Happy

Message 19 of 24
Anonymous
Not applicable

Re: The Anti-gardener... Chase Slate, BOA, Home Depot, and Best Buy cards or CLI's approved

I was able to sneak out a 3500 CLI on my Discover card yesterday. I was totally shocked and happily surprised by this. I submitted the request on the app and received a message saying they needed to review the request. For many months I would get the 'insufficient experience at current CL' message or would get a 500 dollar increase. My discover limit is now 13K.

I did attempt a CLI on my Navy Fed card a couple days ago and got shot down. The card is at 25K currently and has been there for almost a year. I tried for a 10K increase and it was denied. Oh well. It was a good run
Message 20 of 24
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