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My cap one Quicksilver has been stuck at 10k forever. Dont use it a lot, have run 4k balances and paid them off still no increase.
I just got a $3000 increase. This seems to be cap one's max increase at a time. I remember this from before
I HADN"T USED THE CARD IN 6 MO!
I simply owed 10k on another card, had the cash to pay it. Instead of paying that card I did a 10k balance transfer on my quicksilver that posted a couple days after my statement date. I paid it off the day before my next statement date.
Cap one has no balance transfer fees so effectively i borrowed the 10k for 28 days for free.
Next time i applied for increase 3k approved.
It seems that for a CLI the usage of the card may not be that important but if you make payments near your crediti limit that trigrers you for an increase. I remember that happening over and over with my Discover although the limit now at 45k would be hard to make that kind of payment without some kind of planned activity.
I have received CLIs as high as $8,000 on Cap One QS.
DON'T WORK FOR CREDIT CARDS ... MAKE CREDIT CARDS WORK FOR YOU!
Others have had higher increases, but either way congrats on the CLI!
Dh recently received a $3k cli, his Spark also received a $3k cli and I too just got a $3k cli so maybe that's Cap1's Average high cli perhaps?
@GApeachy wrote:Dh recently received a $3k cli, his Spark also received a $3k cli and I too just got a $3k cli so maybe that's Cap1's Average high cli perhaps?
Or just the average? Were those all auto CLI?
Whether 3k is the average CLI or not, congratulations! 👍
Last CLI I received from Cap1 was 250 🤪
@seattletravels wrote:
@GApeachy wrote:Dh recently received a $3k cli, his Spark also received a $3k cli and I too just got a $3k cli so maybe that's Cap1's Average high cli perhaps?
Or just the average? Were those all auto CLI?
Oh no, I requested each one.
Congrats on your increase
@Anonymous wrote:Last CLI I received from Cap1 was 250 🤪
Just keep working at it! 🙃
@Anonymous wrote:🤪
Lol! That made me laugh. Yeah, I've gotten that Big, Bad $250 as well.
Felt just like that lil' guy^^^^too