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Don't just rely on the passage of time. If you have derogs then hit the Rebuilding subforum and carefully research to see if you can do anything to address them.
@takeshi74 wrote:Don't just rely on the passage of time. If you have derogs then hit the Rebuilding subforum and carefully research to see if you can do anything to address them.
Congratulations on your successes!!!
Completely agree with takeshi. Get a copy of each credit report and go over it thoroughly. I found many things to correct and it took three months to do it, but finally all is well. I still check often because occasionally something will pop up that is incorrect. For example, I have two accounts listed for Sam's Club on Equifax. I only have one account. Also, an old phone number popped up. I am about to correct that, as well. Just doing due diligence.
Your call, of course.
Fantastic! Congratulations on th CSP a fine accomplishment indeed.
Yes, definitely closer down that credit 1 account. It has served its purpose and you no longer needed them.
Once you close it, keep an eye on it for the next few months to make sure no lingering interest charges pop up that you're not aware of. That could derail all your progress thus far.
Congrats again!
Total CL: $321.7k | UTL: 2% | AAoA: 7.0yrs | Baddies: 0 | Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping |
Wow, nice pull with a 633 score! Chase must love you.
Big Congrats on a great job.
Congrats to you! You've done a very nice job rebuilding!