cancel
Showing results for 
Search instead for 
Did you mean: 

The march toward $1,000,000

tag
AverageJoesCredit
Legendary Contributor

Re: The march toward $1,000,000

Congrats 12njoySmiley Happy i think you should wait for the next flavor of the month so you can add some new flavor to your million dollar coctailSmiley Wink
Message 21 of 108
12njoy
Super Contributor

Re: The march toward $1,000,000

Card NameLimits
Chase Hyatt Visa$0
Chase Sapphire Visa$0
US Bank Cash+ Visa$5,000
Kroger Visa$1,500
Old Navy Visa$10,000
M Life Rewards Visa$16,700
Navy Federal CU Platinum Mastercard$25,000
Amex Blue Cash Everyday$2,000
BBVA Amex$20,000
TD Client Rewards Visa$500
Blispay Visa$7,500
TD Aeroplan Visa$22,000
BMO Harris Mastercard$7,500
Key2More Rewards Mastercard 0857$4,000
WF Propel Amex$30,000
5/3 Stand Up 2 Cancer Mastercard$10,000
Alaska Airlines Visa$5,500
Amex Plenti$4,000
Walmart Mastercard$20,000
PayPal Mastercard$20,000
CITI Double Cash Mastercard$12,900
Wells Fargo Platinum Visa$10,500
Cabelas Club Visa 8089$15,000
DCU Visa$7,500
Penfed Cash Rewards Visa$7,000
Sun Country Visa$20,000
TJX Mastercard$20,000
USAA Cash Rewards Amex$24,000
Navy Federal CU Platinum Visa$25,000
Old National Bank Amex$15,500
Tower FCU Mastercard$11,800
CITI American Airlines Mastercard$10,200
5/3 Preferred Mastercard$7,500
KeyBank Line of Credit$28,500
AMEX Blue Cash Preferred$12,000
BP Visa$10,000
5/3 Real Life Rewards Mastercard$7,500
Avianca Visa$25,000
Citi Hilton Amex$6,700
British Airways Visa Sig$0
Huntiington Voice Mastercard 8615$12,000
Overstock.com World Mastercard$16,500
Key2More Rewards Mastercard 7455$7,500
Huntiington Voice Mastercard 6943$12,000
5/3 Cash Rewards Mastercard$8,000
Navy Flagship Visa$25,000
Penfed Defender Amex$10,000
Rakuten Mastercard$17,000
Marriott Visa$0
Barclay Rewards Mastercard$2,000
Barclay Cash Forward Mastercard$5,000
Barclay Aviator Advantage Mastercard$1,500
Costco Visa$9,500
Huntington Voice Mastercard 1328$12,000
Penfed Promise Visa$18,500
Delta Platinum Amex$8,000
Huntington Voice Mastercard 5346$12,000
Diners Club Premier Mastercard$15,000
Fairmont Visa Sig$0
Cabelas Club Visa 8773$15,000
Ebates Visa$20,000
Key Bank Lattitude Mastercard$7,500
FNBO Amex$11,000
US Bank Platinum Visa$1,500
Citi Expedia Visa$7,500
Union Bank Visa$3,500
Nasa FCU Visa$5,000
Diners Club Elite Mastercard$15,000
USAA Platinum Visa$26,000
United Mileage Visa$0
Discover Chrome$3,500
Discover IT$32,000
Navy Federal CU Line of Credit$15,000
AMEX GreenNPSL
BB&T Bright Visa$2,000
Capital One Venture Rewards $50,150
BankAmericard Visa$71,000
Marvel Mastercard$4,000
Blue Cash Everyday$8,000
Huntington Voice$12,000
 $988,950
(Formerly known as: Credit is my hobby/TCL objective)
___________ 12Njoy
FICO - EX 810; EQ 797; TU 804 I'm climbing back to 800+
Message 22 of 108
12njoy
Super Contributor

Re: The march toward $1,000,000


@AverageJoesCredit wrote:
Congrats 12njoySmiley Happy i think you should wait for the next flavor of the month so you can add some new flavor to your million dollar coctailSmiley Wink

Thanks AverageJoe

(Formerly known as: Credit is my hobby/TCL objective)
___________ 12Njoy
FICO - EX 810; EQ 797; TU 804 I'm climbing back to 800+
Message 23 of 108
12njoy
Super Contributor

Re: The march toward $1,000,000

I keep the Chase cards here to remind me never to try that again with them

(Formerly known as: Credit is my hobby/TCL objective)
___________ 12Njoy
FICO - EX 810; EQ 797; TU 804 I'm climbing back to 800+
Message 24 of 108
Anonymous
Not applicable

Re: The march toward $1,000,000


@ridgebackpilot wrote:

Forgive me; maybe I'm missing something here, but what's the purpose of having $1M in credit card lines? Do you want to buy a house using your cards? I assume you'll never actually need to use that kind of spending limit. Honestly, $1M in investments would be more impressive...


 

I doubt 12njoy did this to impress anyone, but I'm surprised you're so dismissive. I'm 100% positive there is someone commenting positively in this thread that has well over $1mm in net worth. That doesn't make this achievement any less impressive or less interesting, just different. For me, the most encouraging part is to see that I could push my total CL well above my annual spending or annual income despite both of them being well above average. It's nice to know where things start to get hard and what you need to do to keep the ball rolling.

 

The reality is that we all have goals, and I respect anyone that walks a difficult path likes this. 12njoy made a choice, and I'll be cheering all the way across the finish line.

Message 25 of 108
ridgebackpilot
Established Contributor

Re: The march toward $1,000,000

 

I doubt 12njoy did this to impress anyone, but I'm surprised you're so dismissive. I'm 100% positive there is someone commenting positively in this thread that has well over $1mm in net worth. That doesn't make this achievement any less impressive or less interesting, just different. For me, the most encouraging part is to see that I could push my total CL well above my annual spending or annual income despite both of them being well above average. It's nice to know where things start to get hard and what you need to do to keep the ball rolling.

 

The reality is that we all have goals, and I respect anyone that walks a difficult path likes this. 12njoy made a choice, and I'll be cheering all the way across the finish line.


Not dismissive, just curious as to why the OP wanted $1M in CL? Sounds as if he's like a mountain climber who seeks the summit "because it's there". Who are we to judge the merits of this? As others have pointed out, no reason is really necessary! OP is clearly proud of his achievement, or he wouldn't have posted it here. I'm just struggling to understand why he wants literally dozens of cards he never intends to use...
Message 26 of 108
morgacj2004
Valued Contributor

Re: The march toward $1,000,000

Congrats! I hit 300k and then scaled back to 200k. I can't imagine keeping up with that many cards. LOL

AX Hilton Aspire 20k, AX Bonvoy Brilliant 15k, AX BCP 2k, AX Blue Bus Cash 15k, AX Delta Air Platinum 49k, (AU) AX Delta Gold 15k, AX Amazon Prime Bus 25k, BC Uber 29k, AKUSA FCU -10k , CITI AAdvantage Exec World Elite MC 16.5k, Discover (2) 16k, Kohls-4k, VS Comenity $3k, BofA AK Air Siggy 9.8k, WF Propel AX 5k, JCP $10k PFCU Plat Rewards Siggy 39.5k, PFCU Power Cash Rewards AX 10.5k, NFCU Flagship 50k, CLOC 15k, CITI Costco 9.5k, GAP VISA Synchrony $9k,Target MC 9k, Ulta MC Comenity 9k, Pay Pal 1k, CO Venture One 23k, US Bank Radisson Rewards Signature 10k, US Bank Fred Meyers World MC, 11k, US Bank Plat VISA 15.7k, VS Comenity 2k, 240k total available credit. Utiliz-2%, Current FICO EQ-724, EX 763,TU 802 ,Chapt 7 BK D/C 11-2012. Starting scores 520-550
Message 27 of 108
Gmood1
Super Contributor

Re: The march toward $1,000,000

A big congrats 12njoy! I have been muddling over should I try to cross the half million mark myself! Lol

It will eventually happen I'm sure. Like you I did it to see if I could. I keep a life size poster of you on the wall in the great room as a reminder of how far it can be taken. 😀

People still asked me "who is that guy?". I tell them.. my idol. Lol

Message 28 of 108
Anonymous
Not applicable

Re: The march toward $1,000,000


@Anonymous wrote:

Maybe a little more context would have been helpfull.....

 

12k is along way from 1 Mil.


Read the OP's signature.....does that answer your question?

Message 29 of 108
Anonymous
Not applicable

Re: The march toward $1,000,000


@12njoy wrote:

@ridgebackpilot wrote:

Forgive me; maybe I'm missing something here, but what's the purpose of having $1M in credit card lines? Do you want to buy a house using your cards? I assume you'll never actually need to use that kind of spending limit. Honestly, $1M in investments would be more impressive...


Not a problem.  To each his/her own.  You say what's the purpose, it's simply because I want to see if I can do it.  It's kind of like the person who doesn't believe in credit asking why you have any credit -vs- cold hard cash.  It's because that's your choice.  $1M in investments might be impressive for you and if you have that or are obtaining that, congratulations.  My goals are strictly for me and not necessarily for the pleasure of others.  I wish everyone success on their own individual goals.  No I will never use it, but I want it. 


Congratulations 12njoy!! You are rockin!!

Message 30 of 108
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.