The march toward $1,000,000

[12njoy]

 good response frogman 

[12njoy]

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@Anonymous wrote:

I'm picturing an underwriter at a little credit union looking at the OP's credit report and watching his head explode! 

I'm struggling to keep my $36k in TCL straight, maximizing cash back and other rewards and even figuring out a neat tidy way to store the cards themselves, I can't even fathom dealing with all of this.

Kudos to the OP for being focused and getting where he is!

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Thanks

[ridgebackpilot]

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@Anonymous wrote:

The movie "up in the air" main characters goal was to get I think a million travel miles and enjoy the perks. There is nothing wrong with doing this simply for the sport of it and accomplishing it. As others have said, trust from the creditors and proving that one can handle it is in itself huge.

---

Thanks, but you're comparing apples and oranges. The character in the movie fully intended to use all those airmiles and perks he accumulated. Here, the OP has stated several times that he has no intention of using the $1M in credit he's accumulated... For him, collecting dozens of credit cards is just a hobby, like collecting cars or stamps that are never driven or mailed.

Still, I understand that everyone here wants to support each other, whatever our individual goals may be. I get that those goals don't necessarily have to make sense for us to support them. Onward and upward, whatever our goals may be! :-)

[CreditMagic7]

Something else struck me while looking over details.

It's all done so far without a single Comenity card account?

They actually make up a reasonable portion of the overall on this end. (quietly slips away)

[12njoy]

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@CreditMagic7 wrote:

Something else struck me while looking over details.

It's all done so far without a single Comenity card account?

They actually make up a reasonable portion of the overall on this end. (quietly slips away)

---

I couldn't get a Comenity card to save my life.   They have a long memory of my 1993 BK that didn't include them.   Maybe it was a creditor that they took over.   I have no idea what it is but I stopped trying after 3 failed attempts.

[Anonymous]

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@ridgebackpilot wrote:

---

@Anonymous wrote:

The movie "up in the air" main characters goal was to get I think a million travel miles and enjoy the perks. There is nothing wrong with doing this simply for the sport of it and accomplishing it. As others have said, trust from the creditors and proving that one can handle it is in itself huge.

---

Thanks, but you're comparing apples and oranges. The character in the movie fully intended to use all those airmiles and perks he accumulated. Here, the OP has stated several times that he has no intention of using the $1M in credit he's accumulated... For him, collecting dozens of credit cards is just a hobby, like collecting cars or stamps that are never driven or mailed.

Still, I understand that everyone here wants to support each other, whatever our individual goals may be. I get that those goals don't necessarily have to make sense for us to support them. Onward and upward, whatever our goals may be! :-)

---

Based on the credit cards you have, I highly doubt tha you do not know or do not understand what OP and others here are trying to tell you.  You obviously know how to get good cards and when to apply for them (5/24).

Anyways, you basically have:

1. CSP $450 AF

2. Chase Hyatt $95 AF

3. Chase Miles Plus Explorer $95 AF

4. Chase Miles Plus Club $450 AF

5. Hilton Honors Surpass $75 AF

6. Barclay Arrival + $89 AF

9. Citi AAdvantage $95 AF

10. Chase Southwest Premier $ 99 AF

11. Barclay JetBlue Plus $95 AF

12. Chase Marriot $85 AF

My questions to you:

1. Do you like to collect Chase cards?

2. Do you like to collect travel cards?

3. Did you meet the spending on all of these?

4. Have you used the bonues on all IF you got them?

5. Do you not mind paying $1,628 in annual fees each year?

6. 98% of your portfolio are travel cards, how much travel do you do per year?

7. Any accomplishments you would like to tell us regarding your credit profile?

Not judging, just curious.

[AverageJoesCredit]

Wow, thats alot of Chase in a basket

[Anonymous]

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@Anonymous wrote:

---

@ridgebackpilot wrote:

---

@Anonymous wrote:

The movie "up in the air" main characters goal was to get I think a million travel miles and enjoy the perks. There is nothing wrong with doing this simply for the sport of it and accomplishing it. As others have said, trust from the creditors and proving that one can handle it is in itself huge.

---

Thanks, but you're comparing apples and oranges. The character in the movie fully intended to use all those airmiles and perks he accumulated. Here, the OP has stated several times that he has no intention of using the $1M in credit he's accumulated... For him, collecting dozens of credit cards is just a hobby, like collecting cars or stamps that are never driven or mailed.

Still, I understand that everyone here wants to support each other, whatever our individual goals may be. I get that those goals don't necessarily have to make sense for us to support them. Onward and upward, whatever our goals may be! :-)

---

Based on the credit cards you have, I highly doubt tha you do not know or do not understand what OP and others here are trying to tell you.  You obviously know how to get good cards and when to apply for them (5/24).

Anyways, you basically have:

1. CSP $450 AF

2. Chase Hyatt $95 AF

3. Chase Miles Plus Explorer $95 AF

4. Chase Miles Plus Club $450 AF

5. Hilton Honors Surpass $75 AF

6. Barclay Arrival + $89 AF

9. Citi AAdvantage $95 AF

10. Chase Southwest Premier $ 99 AF

11. Barclay JetBlue Plus $95 AF

12. Chase Marriot $85 AF

My questions to you:

1. Do you like to collect Chase cards?

2. Do you like to collect travel cards?

3. Did you meet the spending on all of these?

4. Have you used the bonues on all IF you got them?

5. Do you not mind paying $1,628 in annual fees each year?

6. 98% of your portfolio are travel cards, how much travel do you do per year?

7. Any accomplishments you would like to tell us regarding your credit profile?

Not judging, just curious.

---

Well done....

[12njoy]

---

@AverageJoesCredit wrote:
Wow, thats alot of Chase in a basket

---

Me personally wouldn't have half my available credit with any one lender.   I love diversity which helps to insulate me from AA from the likes of chase and Barclays.  Maybe he knows something we don't,  but irregardless his choice. 

[CreditInspired]

---

@Anonymous wrote:

---

@ridgebackpilot wrote:

---

@Anonymous wrote:

The movie "up in the air" main characters goal was to get I think a million travel miles and enjoy the perks. There is nothing wrong with doing this simply for the sport of it and accomplishing it. As others have said, trust from the creditors and proving that one can handle it is in itself huge.

---

Thanks, but you're comparing apples and oranges. The character in the movie fully intended to use all those airmiles and perks he accumulated. Here, the OP has stated several times that he has no intention of using the $1M in credit he's accumulated... For him, collecting dozens of credit cards is just a hobby, like collecting cars or stamps that are never driven or mailed.

Still, I understand that everyone here wants to support each other, whatever our individual goals may be. I get that those goals don't necessarily have to make sense for us to support them. Onward and upward, whatever our goals may be! :-)

---

Based on the credit cards you have, I highly doubt tha you do not know or do not understand what OP and others here are trying to tell you.  You obviously know how to get good cards and when to apply for them (5/24).

Anyways, you basically have:

1. CSP $450 AF

2. Chase Hyatt $95 AF

3. Chase Miles Plus Explorer $95 AF

4. Chase Miles Plus Club $450 AF

5. Hilton Honors Surpass $75 AF

6. Barclay Arrival + $89 AF

9. Citi AAdvantage $95 AF

10. Chase Southwest Premier $ 99 AF

11. Barclay JetBlue Plus $95 AF

12. Chase Marriot $85 AF

My questions to you:

1. Do you like to collect Chase cards?

2. Do you like to collect travel cards?

3. Did you meet the spending on all of these?

4. Have you used the bonues on all IF you got them?

5. Do you not mind paying $1,628 in annual fees each year?

6. 98% of your portfolio are travel cards, how much travel do you do per year?

7. Any accomplishments you would like to tell us regarding your credit profile?

Not judging, just curious.

---

😂😂😂😂😂😂😂😂😂😂😂

I'm really trying to stop laughing. I really am.

😂😂😂😂😂😂😂😂😂😂😂