The slow tedious stalking of my first $100,000 CC limit comes closer with another $10K CLI on BOA...

[coldfusion]

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@joltdude wrote:

Op,

As its seemingly been mentioned before, you might not get to your goal because BOA is known for topping out under 100K... just ask @KinBoston  ... You can come close but not get to 100K...

Congratulations 

-J

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There are a few people who do have $100K or more CL on a single BoA card. 

There are a few of us here who have more than $100k in aggregate total across more than 1. 

IIRC there is, or was, someone here that was a bit over $150K.  Off the top of my head I don't recall if it was on a single card or an aggregate total across more than 1. 

[Anonymous]

Almost there! 

Still congrats 

Only dreams of seeing a limit that high here. 

[HighAchiever]

Holy moly, that's more than all my cards combined... 😱 Congratulations!!!   

[HighAchiever]

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@swpopham wrote:

We are leap frogging each other! Im going for the same goal, Im at 60k right now, waiting for the CLI button to pop up one of these weeks. I just bought a can-am on 0% for 12 months on that card 28k and free financing was a great deal plus the cash back of the purchase. 

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Congrats for you as well!!! That's what I want to be able to do one day as well. Just make that huge purchase with a rewards cc and reap the benefits...  😎

[ChargedUp]

Congrats CreditLuv! You're almost there! 

I've been working my way up the BoA CL ladder as well! I wish everyone used the same underwriting!

[Anonymous]

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@coldfusion wrote:

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There are a few people who do have $100K or more CL on a single BoA card. 

There are a few of us here who have more than $100k in aggregate total across more than 1. 

IIRC there is, or was, someone here that was a bit over $150K.  Off the top of my head I don't recall if it was on a single card or an aggregate total across more than 1. 

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My question is what income level are these individuals reporting?  If we're talking average to slightly above average US income, these limits are indeed impressive.  If we're talking people that have $200k+ income, no so much.  I'd like to know from those with high BoA limits what their limit is expressed as a percentage of their income to try and gauge where BoA stands in terms of capping exposure.

[swpopham]

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@Anonymous wrote:

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@coldfusion wrote:

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There are a few people who do have $100K or more CL on a single BoA card. 

There are a few of us here who have more than $100k in aggregate total across more than 1. 

IIRC there is, or was, someone here that was a bit over $150K.  Off the top of my head I don't recall if it was on a single card or an aggregate total across more than 1. 

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My question is what income level are these individuals reporting?  If we're talking average to slightly above average US income, these limits are indeed impressive.  If we're talking people that have $200k+ income, no so much.  I'd like to know from those with high BoA limits what their limit is expressed as a percentage of their income to try and gauge where BoA stands in terms of capping exposure.

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275-475k depends on the year for me. As posted earlier im at 60k with them and waiting for the button to appear again then im  gonna ask for 99k, and see where the dice land

[Anonymous]

There was a post here somewhere... Can't find it no more but OP in that post was carrying 70k statement balance and implied PIF IIRC. think OP was able to get CLI to 130K sumtin but dang you be needing POI guaranteed. Unless you be banking w/ them already.

[Anonymous]

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@Anonymous wrote:
There was a post here somewhere... Can't find it no more but OP in that post was carrying 70k statement balance and implied PIF IIRC. think OP was able to get CLI to 130K sumtin but dang you be needing POI guaranteed. Unless you be banking w/ them already.

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Check this thread:  Credit limit above 100k is it possible?

Trikoret stated that he/she had a Bank of America Premium Rewards card with a $120,000 credit limit, then later said that they had received an increase to $150,000.

Edit:

And just like that my BOA Cash Rewards limit is now $85,000.

[swpopham]

Just hit the button for 95k and got the 7-10 day message