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Thin file, approved for Discover $1k SL!

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Regular Contributor

Thin file, approved for Discover $1k SL!

Data points in case anyone in a similar position needs advice!

 

Credit:

Student Loan $6,500 (6 mo)

 

CapOne QS $750 (9 mo)

Amex BCE $1,000 (2 mo) ---> $3,000 today!

DISCOVER IT $1,000 SL!

 

0 baddies, 1% util

Scores: FICO EX 705, CK TU & EQ 688-689

Inquiries: 2 on each report

Income: $18,000 (college student w/part time job)

 

 

 

AMEX Gold Card (10/18) - NPSL
AMEX Cash Magnet (01/17) - $27k
Capital One QS (06/16) - $1.35k
Chase Sapphire Reserve (02/18) - $11.4k
Discover It (03/17) - $3.2k

GOALS: Upgrade CSP to CSR in February
FICO: EX - 762, TU - 769
6 REPLIES 6
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Moderator

Re: Thin file, approved for Discover $1k SL!

Congrats.. Just what Discover likes when they are looking for approve someone.  Enjoy the double cash for 1st year.

Message 2 of 7
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New Member

Re: Thin file, approved for Discover $1k SL!

Congrats! It'll grow with you. 

Message 3 of 7
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Community Leader
Mega Contributor

Re: Thin file, approved for Discover $1k SL!

Awesome job. It really nice to see you get in with Disco and Amex early in life as if you treat them right, will be huge for you in the future. ENJOYSmiley Happy
Message 4 of 7
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Contributor

Re: Thin file, approved for Discover $1k SL!

Congrats on the new Discover card! You got some awesome credit cards there! Smiley Very Happy

 

I also want to say that this helps me tremendously, since I have similar scores and income and I'm also a college student with a part time job. So, thanks again!

Message 5 of 7
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Valued Contributor

Re: Thin file, approved for Discover $1k SL!

Congrats on the approval!! Joined the Disco family today myself
State Farm Rewards (3,000) ~ Marvel MC (8,000) ~ PenFed Power Cash (10,000) ~ PenFed Promise (1,000) ~ PenFed OLOC (500) ~ Discover ($1,100) ~ Citi DC (2,200) ~ NFCU cashRewards (6,200) ~ NFCU Platinum (2,700) ~ NFCU CLOC (15,000) ~ Venture (10,300) ~ DCU Visa (5,000) ~ Chase Freedom (3,000) ~ Amex Hilton Honors (5,000) ~ Amex SPG (1,000) ~ Amex BCE (1,000) ~ Care Credit (15,000)
Current Scores (6/6/18): 697 Transunion, 659 Equifax, 674 Experian
Message 6 of 7
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Established Contributor

Re: Thin file, approved for Discover $1k SL!

Congrats! Welcome to the disco family!

In the wallet:
Amex PRG ~ Amex BCE ~ Discover ~ NFCU Cash Rewards Visa Signature ~ NFCU Platinum Visa ~ NFCU Line of Credit ~ Chase Amazon Prime Visa Signature ~ PenFed Cash Rewards Visa ~ PenFed Promise Visa ~ Fairwinds Credit Union Cash Rewards Visa ~ CapOne QS1 ~ Lowes Store Card

Closed on mortgage 8/9/17!! Woot!
Message 7 of 7
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