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Think I got past the 5/24 rule by App-o-rama before Chase found out?

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VanderSnoot
Established Contributor

Re: Think I got past the 5/24 rule by App-o-rama before Chase found out?

I'm in the same boat. Apped 6 cards (including 1 Chase) when already 4/12. No AA yet, coming up to 1 month. Only 1 new account reporting (not Chase), but a lot of inquiries. Can't do anything about it now but learn a lesson.

Message 21 of 29
Anonymous
Not applicable

Re: Think I got past the 5/24 rule by App-o-rama before Chase found out?

Congrats on your approvals! I hope the Chase one sticks. Just don't app anymore for a while and hope for the best.

Message 22 of 29
Anonymous
Not applicable

Re: Think I got past the 5/24 rule by App-o-rama before Chase found out?

Happy to report so far no issues with any of my chase accounts!

Message 23 of 29
Anonymous
Not applicable

Re: Think I got past the 5/24 rule by App-o-rama before Chase found out?

I did the same thing last year. In August, I’d just opened a few new cards with Amex, Discover, my local bank, and a CFU. In one week, I was approved for the Amazon Prime card and the CSR. The previous accounts had not posted to the bureaus at the time, so 5/24 was bypassed. All accounts are still open 1 year later, and since then, I’ve opened accounts with Home Depot and Lowe’s for some projects I was working on this spring, and a Citi DC. Plus a new auto loan. Tempting fate? Maybe. Utilization stays under 10%, I always pay my cards in full, and I never miss payments. All that to say, they’re no prize. You as a customer are, so don’t be nervous about what they decide to do.
Message 24 of 29
MyFault
Valued Contributor

Re: Think I got past the 5/24 rule by App-o-rama before Chase found out?

Congrats! Good to hear no issues so far.






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Message 25 of 29
M_Smart007
Legendary Contributor

Re: Think I got past the 5/24 rule by App-o-rama before Chase found out?

congrats!.

Message 26 of 29
Anonymous
Not applicable

Re: Think I got past the 5/24 rule by App-o-rama before Chase found out?

Congrats!
That's an interesting data point.
Message 27 of 29
stonedog23
Frequent Contributor

Re: Think I got past the 5/24 rule by App-o-rama before Chase found out?

Last year I thought I had gotten around 5/24 when this forum said the AARP card was exempt from it. Turns out it wasn’t. I was instantly approved and the card was shipped out. I guess there was a manual review because they cancelled the card in flight. When I got it out of the mailbox and tried to activate it, it was cancelled. 

NFCU GoRewards Sig ($40,000), NFCU Cash Rewards ($33,000), PenFed Power Cash ($25,000), FNBO Evergreen Visa ($20,000), Bread Financial Rewards Amex ($19,150), PNC Cash Rewards ($18,400), PNC Cashbuilder ($18,700) , Citi Double Cash ($9600), Discover It Cash ($9000), Walmart MC ($8000), Bank of America Unlimited Cash Rewards ($7500), Fifth Third Unlimited Cash Back Mastercard ($7500), Wells Fargo Active Cash Sig($7000), Apple Card ($6000), Amex BCE($6000), Amex ED($6600), X1 Card ($5000), PNC Points ($8000), Amex Cash Magnet($2000), Fifth Third Truly Simple ($4000), Truist Spectrum Cash Rewards($4500), Truist Bright Card($4500), CapOne Quicksilver(Bucketed @$1500), US Bank Cash+ ($5,000), US Bank Cash+ ($1,000), WF mortgage 195K Fico 8: EQ 766, TU 763, EX 753, FICO 9:EQ 829, TU 812, EX 791, AAoA-97 months, AoOA-28 years
Message 28 of 29
HighAchiever
Established Contributor

Re: Think I got past the 5/24 rule by App-o-rama before Chase found out?


@Anonymous wrote:

Happy to report so far no issues with any of my chase accounts!


Congrats on your approval and glad to hear that you still have your accounts!!! Smiley Happy

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Message 29 of 29
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