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Third Times a Charm - Synchrony Finally Let's Me In! TJX Rewards Platinum Master Card

Anonymous
Not applicable

Third Times a Charm - Synchrony Finally Let's Me In! TJX Rewards Platinum Master Card

I had applied for this card twice (June and August of 2017), instant denial both times. Yesterday, I was shopping in Marshalls and bought enough stuff that I thought having the additional 10% discount would be worth pulling the trigger again (I work for the TJX companies, and already get a discount, so this would be in addition). Since my initial attempts, my scores have increased, and I have been approved for several other cards, so I said "what the heck", give it a shot and not going to worry about the HP. I thought for sure if I was approved, it would have been for the store card and not the cobranded MC and figured if approved it would be a sl of no more than $300 (because Synchrony hasn't been my friend)!

 

Well, my jaw almost hit the counter when she said, congratulations, you are approved for a TJX Rewards Platinum Master Card with a "temporary" sl of $1,400! I saved $45 on my purchase and a new line of credit! It's my understanding that they most of the time give you an instant temp sl and when you receive the card it's typically higher. We will see, but just happy to finally have this particular card.

HP came instantly, and was pleased that they pulled EX my highest score at 660. In the past they have pulled TU.

 

Message 1 of 11
10 REPLIES 10
Loquat
Moderator Emeritus

Re: Third Times a Charm - Synchrony Finally Let's Me In! TJX Rewards Platinum Master Card

Congrats on the approval and the savings!  Enjoy that new card when it arrives. 

Message 2 of 11
Anonymous
Not applicable

Re: Third Times a Charm - Synchrony Finally Let's Me In! TJX Rewards Platinum Master Card

Thanks @loquat!

Message 3 of 11
Meanmchine
Super Contributor

Re: Third Times a Charm - Synchrony Finally Let's Me In! TJX Rewards Platinum Master Card

Congrats on your new TJX MC. I have this card in my wallet too. What people dont realize is that Synch will pull EX too about 10-20% of the time

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>5/2023 All 3 reports 830ish (F8) but my app finger is still twitching
Message 4 of 11
Anonymous
Not applicable

Re: Third Times a Charm - Synchrony Finally Let's Me In! TJX Rewards Platinum Master Card

Surprise!  Surprise!!  I'm sure you were a bit stunned when getting the approval for the MC.

 

Great work!!

 

Enjoy your new shiney card!!

Message 5 of 11
Anonymous
Not applicable

Re: Third Times a Charm - Synchrony Finally Let's Me In! TJX Rewards Platinum Master Card

Congrats! I've read that Synchony will pull EX if you apply in store.

Message 6 of 11
Anonymous
Not applicable

Re: Third Times a Charm - Synchrony Finally Let's Me In! TJX Rewards Platinum Master Card

I was stunned to just get approved, first approval from Synchrony, nevermind the Mastercard version!

Message 7 of 11
Anonymous
Not applicable

Re: Third Times a Charm - Synchrony Finally Let's Me In! TJX Rewards Platinum Master Card

My first time (in the same exact store), they pulled TU! This was a surprise, never anticipated an EX pull!

Message 8 of 11
Anonymous
Not applicable

Re: Third Times a Charm - Synchrony Finally Let's Me In! TJX Rewards Platinum Master Card

Congrats on your new TJX Card!

Message 9 of 11
Anonymous
Not applicable

Re: Third Times a Charm - Synchrony Finally Let's Me In! TJX Rewards Platinum Master Card

Thank you @bossbabybrad!

 

Message 10 of 11
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