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Hi all, I'm new but have browsed the forums for a while and appreciate the info.
According to Discover my Fico 8 score is 674, Capital One CreditWise shows a 684. Had a BK in 2011 but no missed payments and these scores show ~40% utilization
Current cards Amazon - 2k, Quicksilver 11.5k, Lowe's 2.8k, Furniture Row 4.75k, Kohls 1k, Discover IT 2.7k
I was initially looking for a BT card so I applied for Chase Slate and was denied. (Chase has never liked me)
Next up was Bank Americard 0% for 15 months - approved but only for 1k.
Paypal sent me mutiple emails regarding the 2% cash back card so I applied - approved for 5k
Last app was the Wells Fargo Cash Wise with the $200 bonus and 0% for 12 months - approved for 7.5k (which was surprising)
I also applied for a CLI on my Quicksilver but they said 2-3 days. Synchrony seems to keep giving me small increases without asking.
I'll be gardening until I pay off everything.
UPDATE: Wells Fargo pulled Experian which was 720. Also, the Cash Wise card is a Visa Signature
Congrats on your approvals!
Definitely recon Chase if your under 5/24. (I didn’t count, read or see where you were). Good luck!
Welcome to the forum, congrats on the approvals and success !!!
Congratulations! Not too shabby my friend
Congratulations on your approvals. Enjoy your new CL's and we'll see you in the garden.
Glad you are on you way to rebuilding but I would be careful on doing recon since it will cost you more FICO points for the INQ and could spook your other CCCs.
Just go straight to the graden.
True, I won't recon the Chase and based on what others have said the BOA may grow nicely and routinely have BT offers. Thanks all
@Simmonowski wrote:Hi all, I'm new but have browsed the forums for a while and appreciate the info.
According to Discover my Fico 8 score is 674, Capital One CreditWise shows a 684. Had a BK in 2011 but no missed payments and these scores show ~40% utilization
Current cards Amazon - 2k, Quicksilver 11.5k, Lowe's 2.8k, Furniture Row 4.75k, Kohls 1k, Discover IT 2.7k
I was initially looking for a BT card so I applied for Chase Slate and was denied. (Chase has never liked me)
Next up was Bank Americard 0% for 15 months - approved but only for 1k. Should I try to recon?
Paypal sent me mutiple emails regarding the 2% cash back card so I applied - approved for 5k
Last app was the Wells Fargo Cash Wise with the $200 bonus and 0% for 12 months - approved for 7.5k (which was surprising)
I also applied for a CLI on my Quicksilver but they said 2-3 days. Synchrony seems to keep giving me small increases without asking.
I'll be gardening until I pay off everything.
Those are smoking hot nice approvals!