cancel
Showing results for 
Search instead for 
Did you mean: 

Three approvals today

Simmonowski
New Member

Three approvals today

Hi all, I'm new but have browsed the forums for a while and appreciate the info.

 

According to Discover my Fico 8 score is 674, Capital One CreditWise shows a 684. Had a BK in 2011 but no missed payments and these scores show ~40% utilization 

 

Current cards Amazon - 2k, Quicksilver 11.5k, Lowe's 2.8k, Furniture Row 4.75k, Kohls 1k, Discover IT 2.7k

 

I was initially looking for a BT card so I applied for Chase Slate and was denied. (Chase has never liked me)

 

Next up was Bank Americard 0% for 15 months - approved but only for 1k. 

 

Paypal sent me mutiple emails regarding the 2% cash back card so I applied - approved for 5k

 

Last app was the Wells Fargo Cash Wise with the $200 bonus and 0% for 12 months - approved for 7.5k (which was surprising)

 

I also applied for a CLI on my Quicksilver but they said 2-3 days.  Synchrony seems to keep giving me small increases without asking.

 

I'll be gardening until I pay off everything.

 

 

UPDATE: Wells Fargo pulled Experian which was 720.  Also, the Cash Wise card is a Visa Signature

 

Message 1 of 10
9 REPLIES 9
JAG73
Moderator Emerita

Re: Three approvals today

Congrats on your approvals! 

 

Definitely recon Chase if your under 5/24. (I didn’t count, read or see where you were). Good luck! 

Got some pruning to do... No more new cards!
Message 2 of 10
AverageJoesCredit
Mega Contributor

Re: Three approvals today

Congrats on your approvalsSmiley Happy EnjoySmiley Happy
Message 3 of 10
Mia25
Senior Contributor

Re: Three approvals today

Welcome to the forum, congrats on the approvals and success !!!

Message 4 of 10
ImaPirate
Established Contributor

Re: Three approvals today

Congratulations! Not too shabby my friend 

Message 5 of 10
Musiclover
Super Contributor

Re: Three approvals today

Congratulations on your approvals. Enjoy your new CL's and we'll see you in the garden.


Daily Drivers: Penfed Platinum Rewards; NFCU GoRewards; Discover..
Message 6 of 10
marty56
Super Contributor

Re: Three approvals today

Glad you are on you way to rebuilding but I would be careful on doing recon since it will cost you more FICO points for the INQ and could spook your other CCCs.

 

Just go straight to the graden.

1/25/2021: FICO 850 EQ 848 TU 847 EX
Message 7 of 10
Simmonowski
New Member

Re: Three approvals today

True, I won't recon the Chase and based on what others have said the BOA may grow nicely and routinely have BT offers.  Thanks all

Message 8 of 10
Disabled-Vet
Valued Contributor

Re: Three approvals today

Congratulations on your approvals. Dv


     $500         $1,000        $1,300        $1,500        $1,850         $3,400        $3,500                            $9,500        $1,000
Message 9 of 10
BronzeTrader
Valued Contributor

Re: Three approvals today


@Simmonowski wrote:

Hi all, I'm new but have browsed the forums for a while and appreciate the info.

 

According to Discover my Fico 8 score is 674, Capital One CreditWise shows a 684. Had a BK in 2011 but no missed payments and these scores show ~40% utilization 

 

Current cards Amazon - 2k, Quicksilver 11.5k, Lowe's 2.8k, Furniture Row 4.75k, Kohls 1k, Discover IT 2.7k

 

I was initially looking for a BT card so I applied for Chase Slate and was denied. (Chase has never liked me)

 

Next up was Bank Americard 0% for 15 months - approved but only for 1k.  Should I try to recon? 

 

Paypal sent me mutiple emails regarding the 2% cash back card so I applied - approved for 5k

 

Last app was the Wells Fargo Cash Wise with the $200 bonus and 0% for 12 months - approved for 7.5k (which was surprising)

 

I also applied for a CLI on my Quicksilver but they said 2-3 days.  Synchrony seems to keep giving me small increases without asking.

 

I'll be gardening until I pay off everything.

 

 


Those are smoking hot nice approvals!

 

Message 10 of 10
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.