Tiffany’s LOC approved HIGH LIMIT

Creditplz · ‎12-01-2022

Went to Tiffany's with a HNI friend of mine... spends 1M+ annually there... and walked away spending 30k myself...

they encouraged me to get their LOC like my friend has 0% for 12 months and needs to be repaid within 12mo... approved for $700k hahahahahaha this is dangerous 🤣 does anyone know if it reports on anything?. I didn't want to ask my friend but probably will

Creditplz · ‎12-01-2022

I guess it's not a bank, but Tiffany's themselves with the LOC, they pulled EQ @ 830ish

FinStar · ‎12-01-2022

@Creditplz wrote:
Went to Tiffany's with a HNI friend of mine... spends 1M+ annually there... and walked away spending 30k myself...

they encouraged me to get their LOC like my friend has 0% for 12 months and needs to be repaid within 12mo... approved for $700k hahahahahaha this is dangerous 🤣 does anyone know if it reports on anything?. I didn't want to ask my friend but probably will

It does not report and the SL is an internal guidance line of credit. Sorry if you were expecting 700K in your CRs. I haven't used mine in a while.

Creditplz · ‎12-01-2022

@FinStar ahhh dang... yeah they said we can go over limit at the descretion of the boutique manager, so I'm assuming it's their own thing... mannn I got to excited to have that on the report

FinStar · ‎12-01-2022

@Creditplz wrote:
@FinStar ahhh dang... yeah they said we can go over limit at the descretion of the boutique manager, so I'm assuming it's their own thing... mannn I got to excited to have that on the report

It'll report if you're late 😁 ...if you want to test the waters, but then they'll reduce the guidance amount.

J-F168 · ‎12-01-2022

I do have LOC and CC from them, and nothing on my credit reports.

EX 716 - EQ 707 - TU 724
BK 7 D/C Dec '16.

SUPERSQUID · ‎12-01-2022

CONGRATS!!!!!

Wow, 700,000 is the highest sl i have ever seen on myfico.

Soon you will have to learn the proper way to drink beverages.

THE WAY YOU HAVE TO DRINK BEVERAGES AFTER YOU QUALIFY FOR A 700,000 SL ON A CREDIT ACCOUNT

{ BK7 DC 12/2019 } target 1600/ kohls Visa 7000/ discover IT cb 6500 / 2nd discover IT cb 6000/mercury 4100 / firestone 2800 /legacy 3000 /first savings bank cc 3000/ cap1 QS 5000/ cap 1 savor one 3100 /Bread rewards Amex 4k, Penfed PCR signature visa 10k/ penfed gold 7.5k NFCU >signature visa cash rewards 21700/bread cashback amex 8000

>/ nfcu platinum 15k, BABY NEEDS NEW SHOES !!!!!
closed-- reflex, applied bank, first digital, mission lane, ikea, fingerhut, big lots, valero gasoline, ollo, more to come
Rebuilding since September 2020
who i burned - chase, cap 1, TD bank, Sync, were the biggies
Income 40k
Total utilization around 20 pct depending on my current usage/needs
Ficos in the 680 - 690 range, the 9's slightly higher than the 8's
My vantage scores 708 - 711
TCL - about 110k
Retired since 2017

greatscott85 · ‎12-02-2022

Wow! 700k! That's amazing! If you got it, flaunt it haha. Does it come with a member card? Welcome package? Anything fun?

KingRue8500 · ‎12-04-2022

Congrats on your Tiffany’s LOC approval

cashorcharge · ‎12-04-2022

I'll look forward to the photos of the damage! 💎💍

WooHoo! Congratulations on your Tiffany's LOC Approval!!🎉🥂🍾