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Tiny $400 BOA Cash Rewards CLI (student)

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Contributor

Tiny $400 BOA Cash Rewards CLI (student)

I have had the BOA Cash Rewards student for just over 90 days now. That means I was elgible for a CLI. This is my weakest card at $500, and after requesting $15,000 on the form today, it only grew to $900. This is sort of disappointing compared to my other cards, but I'll take it.

 

Was paid down to under 10% utilization before the statement closing date every month and paid on time.

Discover It Student - $5,650 (Jan 2019)BOA Cash Rewards Student MC World - $2,200 (Mar 2019)Amex BCE - $12,300 (May 2019)Chase Amazon Prime Rewards Visa Sig - $3,200 (Aug 2019)Chase Freedom Visa - $3,400 (Nov 2019)Citi Double Cash MC World Elite - $4,400 (Nov 2019)USBank Cash+ Visa Sig - $9,000 (Dec 2019)Capital One Walmart Rewards MC - $2,250 (Mar 2020)NFCU More Rewards Amex - $1,000 (Jul 2020)GS Apple Card - $3,000 (Aug 2020)Tesla Cybertruck Tri-Motor (Pre-order)
As of 07/06/20:
EQ FICO8: ?? EX FICO8: 708 TU FICO8: 711
Goals: US Bank Altitude Go (4% dining), PNC Cash Rewards (4% gas)
8 REPLIES 8
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Moderator

Re: Tiny $400 BOA Cash Rewards CLI (student)

Grats on your CLI Smiley Happy
Message 2 of 9
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Valued Contributor

Re: Tiny $400 BOA Cash Rewards CLI (student)


@ymoneyman wrote:

I have had the BOA Cash Rewards student for just over 90 days now. That means I was elgible for a CLI. This is my weakest card at $500, and after requesting $15,000 on the form today, it only grew to $900. This is sort of disappointing compared to my other cards, but I'll take it.

 

Was paid down to under 10% utilization before the statement closing date every month and paid on time.


Nice progress

 

Remember, Credit Building is a Marathon - Not a Sprint (you already have some Key lenders in your Portfolio)! Smiley Wink

AMEX BCE $8K | AMEX Cash Magnet $15K | Citi DoubleCash WEMC $13.7K | Citi AAdvantage WEMC $14K | Citi Costco VS $12K
Discover IT $19K | OpenSky $300 | BB&T Cash Rewards $4.5K | Synchrony (PayPal Credit $4K, Care Credit $15K, & PayPal 2% MC $10K) |
BBVA Compass Rewards VS $10.5K | NFCU cashRewards $3K | NFCU More Rewards AMEX $33.5K | NFCU Flagship VS $19K
Macy's AMEX $10.5K | Apple Card WEMC $6K | PenFed Power Cash Rewards VS $7.5K

TCL - $204K+ | Rebuilding since April 2018
Message 3 of 9
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Valued Contributor

Re: Tiny $400 BOA Cash Rewards CLI (student)

Congrats on your increase! Keep up the good work and it will continue to grow!

"Hover mouse over cards to see CL and APR info"


Message 4 of 9
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Moderator

Re: Tiny $400 BOA Cash Rewards CLI (student)

Congrats on your increase

Message 5 of 9
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Epic Contributor

Re: Tiny $400 BOA Cash Rewards CLI (student)

Congrats!!

Message 6 of 9
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Super Contributor

Re: Tiny $400 BOA Cash Rewards CLI (student)

Congratulations on what we at myFICO call your first AJC special  ( a $500 CLI )


3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>09/2020 CCT EX 818 TU 826 EQ 840

Color me your color, baby
Color me your car
Color me your color, darling
I know who you are
Come up off your color chart
I know where you're comin' from
Call me (call me) on the line
Call me, call me any, anytime
Call me (call me) my love
You can call me any day or night
Call me

Blondie - Call me ( 1978 )
Message 7 of 9
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Moderator Emeritus

Re: Tiny $400 BOA Cash Rewards CLI (student)

Congrats on the CLI, even if it's not what you originally requested.  Not to worry, as long as your profile remains strong, it will grow exponentially.  Give it time OP.

Message 8 of 9
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Valued Member

Re: Tiny $400 BOA Cash Rewards CLI (student)

Congratulations on the CLI. If I can remember correctly that was how BOA was with me as well. I am a student and I have had the card for two years now. Just keep marking your calendar for when you can apply for another CLI, it just took time with them for me to get where I'm at now.


Message 9 of 9
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