Today is the day

[Anonymous]

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@Anonymous wrote:
I let my credit go down hill when the economy tanked. A year ago I finally got in with Chase with the United Explorer card and then with Penfed with a $6000 limit and 16% apr. But I never could get the 1 card that I really wanted (the Citibank Advantage card) . I also couldn't get in with BOA (Alaska Airlines card) Yesterday I was in Bass Pro and they offered me 10% off for applying for their credit card, which is through BOA. It was approved with $1000 limit. Going to pay it off and close it. This morning I received an email from American Airlines for 50,000 bonus miles with $3000 spend in 3 months. I was feeling like I'll give it a shot for the heck of it. Whats 1 more pull since I already have 13 on my Experian report. So I did it, waited for that message 7 to 10 days. A couple of seconds later BOOM congratulations you are approved with a $6000 limit. Terrible interest rate 23% but I'm a happy happy girl. I have 21% utilization. 687 credit score Experian , not what Experian's website says (657) . 1 collection that is falling off in Feb for $287 and I burned Citibank back in 1998 for $1800 which I still have a wage garnishment but for some reason its not on my report. 1 30 day late which is falling off my report sometime this month.
If it wasn't for all you good people and your good advice and this fantastic website, I would never have been approved for anything, well maybe a Credit One card lol. Thank you so much

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Congratulations !!!  

First I want to second that this site is amazing.  

I oddly only apped for CitiBank AAdvantage Card because they sent me an invite... I had miles with American Airlines.. liked some of their spiffs.  I got the same interest rate etc as you.  After a month I was not so sure I cared for the card.  But then after some time I really started enjoying and loving the card .. the app... and there is a lot of bells and whistles in terms of tickets etc.  Then just recently out the blue they offered me 8/9 months of zero % interest on any purchases.  So just be good to them and they throw some intermittent offers ... which I did not know they would do. Plus having a leg to possibly lead to a different card.  Who knows the possibilities are there. 

Congratulations again.. nice starting limit !  

[Anonymous]

I'm wondering if after I receive my new Bank of America Bass Pro credit card they (BoA) will let me close that card and get the Alaska Airlines credit card. Thats another one that been on my want list. I love Alaska Airlines and they decline me everytime

[morgacj2004]

Congrats. You are rebuilding well !

[Anonymous]

Haha. I'm not sure that I even want to go. The Bahamas really isn't my cup of tea. Now Hawaii , Fiji, Alaska or Ireland that would be awesome.

[Anonymous]

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@Anonymous wrote:
I let my credit go down hill when the economy tanked. A year ago I finally got in with Chase with the United Explorer card and then with Penfed with a $6000 limit and 16% apr. But I never could get the 1 card that I really wanted (the Citibank Advantage card) . I also couldn't get in with BOA (Alaska Airlines card) Yesterday I was in Bass Pro and they offered me 10% off for applying for their credit card, which is through BOA. It was approved with $1000 limit. Going to pay it off and close it. This morning I received an email from American Airlines for 50,000 bonus miles with $3000 spend in 3 months. I was feeling like I'll give it a shot for the heck of it. Whats 1 more pull since I already have 13 on my Experian report. So I did it, waited for that message 7 to 10 days. A couple of seconds later BOOM congratulations you are approved with a $6000 limit. Terrible interest rate 23% but I'm a happy happy girl. I have 21% utilization. 687 credit score Experian , not what Experian's website says (657) . 1 collection that is falling off in Feb for $287 and I burned Citibank back in 1998 for $1800 which I still have a wage garnishment but for some reason its not on my report. 1 30 day late which is falling off my report sometime this month.
If it wasn't for all you good people and your good advice and this fantastic website, I would never have been approved for anything, well maybe a Credit One card lol. Thank you so much

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Very inspiring!  This site is awesome, but you took the first step in finding it. Congratulations on all of your success!