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Too Funny for Words

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CH-7-Mission-Accomplished
Valued Contributor

Too Funny for Words

So a couple of nights ago I had a glass of wine or two (maybe three) and decided I hadn't had any personal affirmations from a bank for a while, so on behalf of my SO, I applied on his C1 for a CLI.   Mind you at one point I got his Quicksilver up to $50K through a bunch of card combos (and earned $1000s in bonuses).  

Well last year they gave him a haircut from $50K to $20K.   And then this year they gave him a buzz cut to $10K.  

This card is over 30 years old!   So I app'd for a CLI.   (I do all our credit stuff.  He is clueless).   We also don't live together.   But today he calls me up and says, "Hey, I just got a call from C1 about a request for a CLI.   Did you ask for a CLI?   They had me confirm my SS number and some other info and then said, 'Okay, you're approved and good to go!'"

So while he's on the phone I log into his C1 account.

 

Drum roll .......

 

They increased his limit from $10K to $11K.

 

That $11K is going to drive my OCD crazy.   Please, at least some even $5K increment.

 

Sometimes you should just leave well enough alone.  But I will never learn.

 

Excessive use of myFICO is an illness and should be listed in the DSM 5 as a serious disorder.

Message 1 of 15
14 REPLIES 14
dcp0524
Regular Contributor

Re: Too Funny for Words

This sounds like me and my SO. I get bored bc I'm in the garden, or I should be. I say give me your phone and I start requesting SP CLI. When Chase FF came out I did a PC from the original Freedom so 3% dining and drugstore was a year long option. I have the last four of his card memorized so I can activate quarterly categories and check for bonus offers. He doesn't care. He just uses his card and doesn't want to put thought into what card gets the best cb. He has over 200,000 UR points untouched. I could never.

Total Revolving: $159,800 - Utilization: less than 1%

Bank/Loans:

Future Apps:

04/27/2023
FICO 8 - EX: 744 | TU: 772 | EQ: 763
VS 3.0 - EX: 759 | TU: 792 | EQ: 811
Message 2 of 15
FireMedic1
Community Leader
Mega Contributor

Re: Too Funny for Words

Congrats! Better than Sync's were closed for you.


Message 3 of 15
M_Smart007
Legendary Contributor

Re: Too Funny for Words

Congrats? .. on Your generous Cap1 CLI

CLD-> CLISmiley Sad

Message 4 of 15
M_Smart007
Legendary Contributor

Re: Too Funny for Words


@FireMedic1 wrote:

Congrats! Better than Sync's were closed for you.


@FireMedic1, I actually think Sync [no rhyme intended] did me a favor ..

by thinning the herdSmiley Very Happy

 

Message 5 of 15
ccquest
Established Contributor

Re: Too Funny for Words

Reminds me of my Propel at 11,300 and Amex at 24,700. Can I please just move that 300 over to Amex??? At least my Freedom Flex is an increment of 500.
as of 1/1/23
Current Cards:
Message 6 of 15
KingRue8500
Senior Contributor

Re: Too Funny for Words

Congrats on the Capital One CLI




Message 7 of 15
Traveler101
Established Contributor

Re: Too Funny for Words

Congratulations 🎊 

Message 8 of 15
Rex95
New Contributor

Re: Too Funny for Words

@CH-7-Mission-Accomplished Thank you for this laugh! Congrats?Smiley Very Happy

Scores - EX: 808, TU: 803, EQ: 806
Chase Sapphire Preferred - $15,000
United Quest - $15,000
United Gateway - $7,600
Amex Gold - $18,300 POT
Amex BCE - $20,200
Amex/Schwab Investor Card - $11,500
PayPal Credit - $2,500
Message 9 of 15
805orbust
Valued Contributor

Re: Too Funny for Words

DYING!!!!!  I think you got me at "personal affirmation from a bank"... HILARIOUS!  I love it, and of course am guilty of the same thing. Half of DW's CLI's are the result of my boredom and desire for another hit of dopamine 🤣



Message 10 of 15
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