So a couple of nights ago I had a glass of wine or two (maybe three) and decided I hadn't had any personal affirmations from a bank for a while, so on behalf of my SO, I applied on his C1 for a CLI. Mind you at one point I got his Quicksilver up to $50K through a bunch of card combos (and earned $1000s in bonuses).
Well last year they gave him a haircut from $50K to $20K. And then this year they gave him a buzz cut to $10K.
This card is over 30 years old! So I app'd for a CLI. (I do all our credit stuff. He is clueless). We also don't live together. But today he calls me up and says, "Hey, I just got a call from C1 about a request for a CLI. Did you ask for a CLI? They had me confirm my SS number and some other info and then said, 'Okay, you're approved and good to go!'"
So while he's on the phone I log into his C1 account.
Drum roll .......
They increased his limit from $10K to $11K.
That $11K is going to drive my OCD crazy. Please, at least some even $5K increment.
Sometimes you should just leave well enough alone. But I will never learn.
Excessive use of myFICO is an illness and should be listed in the DSM 5 as a serious disorder.
This sounds like me and my SO. I get bored bc I'm in the garden, or I should be. I say give me your phone and I start requesting SP CLI. When Chase FF came out I did a PC from the original Freedom so 3% dining and drugstore was a year long option. I have the last four of his card memorized so I can activate quarterly categories and check for bonus offers. He doesn't care. He just uses his card and doesn't want to put thought into what card gets the best cb. He has over 200,000 UR points untouched. I could never.
@CH-7-Mission-Accomplished Thank you for this laugh! Congrats?
DYING!!!!! I think you got me at "personal affirmation from a bank"... HILARIOUS! I love it, and of course am guilty of the same thing. Half of DW's CLI's are the result of my boredom and desire for another hit of dopamine 🤣