Too Funny for Words

CreditAggie · ‎10-12-2022

Congratulations on your SO's Capital One CLI!

Current Cards (in order of approval):

Current FICO 8 | 9 (November 2023):

Credit Age:

Inquiries (6/12/24):

Banks & CUs:

cashorcharge · ‎10-12-2022

WooHoo!! Congratulations on his Approval!!👏🏼🍾🥂

MrT_521 · ‎10-13-2022

@CH-7-Mission-Accomplished wrote:

That $11K is going to drive my OCD crazy. Please, at least some even $5K increment.

Then I guess you wouldn't like the credit limits on my Ink cards. I had two of them - a CIC and a CIU, each with a $5k SL. I wanted to shift as much as possible from the CIC to the CIU. Chase Customer Support said that they have to leave at least $1,001 on one of them. So, the CIC has an SL of $1,001, and the CIU (later PC'd to a CIP) has an SL of $8,999. That is how it is to this day.

Personal Cards

Citi CashReturns (June 2009): $1,700 Limit

Chase Freedom (April 2013): $4,100 Limit

Discover (September 2015): $19,200 Limit

Capital One QuickSilver (June 2017): $10,000 Limit

Citi Double Cash (August 2017): $12,500 Limit

Chase Amazon Prime (November 2017): $2,300 Limit

Chase Freedom Unlimited (May 2018): $20,000 Limit

HSBC Cash Rewards (December 2019): $2,500 Limit

Citi Rewards+ (January 2020): $3,300 Limit

SDFCU Premium Cash Back+ (May 2020): $13,000 Limit

United Gateway MileagePlus (February 2021): $20,000 Limit

BlockFi Bitcoin Rewards (August 2021): $15,000 Limit

Chase IHG Premier (November 2021): $5,000 Limit

American Express Green Resy (March 2022): No Preset Spending Limit

Citi Premier (September 2022): $11,000 Limit

Business Cards

Chase Ink Cash (November 2019): $1,001 Limit

Chase Ink Preferred (March 2020): $8,999 Limit

American Express Amazon Prime Business (November 2021): $6,000 Limit

American Express Business Platinum (January 2022): No Preset Spending Limit

American Express Business Green (March 2022): No Preset Spending Limit

American Express Blue Business Plus (April 2022): $20,000 Limit

Barclays AAdvantage Aviator World Elite Business Mastercard (May 2022): $2,000 Limit

American Express Business Platinum (June 2022): No Preset Spending Limit

Barclays JetBlue Business (June 2022): $1,000 Limit

Chase United Club Business (August 2022): $15,000 Limit

Debit Cards

Crypto.com VISA Debit Jade Green (May 2021)

American Express Business Debit 1 (September 2022)

American Express Business Debit 2 (December 2022)

FICO 8 Scores (as of Dec 14, 2022)

unsungivy · ‎10-13-2022

@CH-7-Mission-Accomplished wrote:
They increased his limit from $10K to $11K.

That $11K is going to drive my OCD crazy. Please, at least some even $5K increment.

Sometimes you should just leave well enough alone. But I will never learn.

Excessive use of myFICO is an illness and should be listed in the DSM 5 as a serious disorder.

I 100% agree with the non-multiples of 5k driving crazy!!