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Took a risky ap spree.

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Frequent Contributor

Took a risky ap spree.

Fico scores 720-750
36% Utilization
(Yeah, I know, was shopping for a BT offer to buy me some time instead of interest)
No Inquiries in 1+ year.

NFCU Platinum $1,000 - (Disappointed so I went looking elsewhere..)

 

Chase Slate - Denied  (for utilization, length of time since last account was opened which was 17 months ago and no installment loan.)


Citi Simplicity $6,000 (I burned them when I was young and stupid over a decade ago..only took a chance after Chase denial lol)
Received letter in mail stating they couldn't verify my credit information and I had to call. They just wanted to verify my address.

Amazon Prime Rewards $5,000 (I used to hate Amazon and Whole Foods quality has gone downhill so I care less about WF but loving Amazon's next day shipping, Saturday and Sunday deliveries especially when my usual sites are out of stock.)

- 3/17 Cap1 Secured $200 and $500 as of 9/17
-10/17 Amex Blue Cash Awards. $15,700
-12/17 Discover It $2,400
- 2/18 Cap1 Unsecured. Quicksilver NO CLI.
4/19 Cap1CL $1,000
1/18-4/19 Garden. No loans. Rebuilding.
- NFCU Platinum $1,000
- Citi Simplicty $6,000
- Amazon Prime Rewards $5,000
8/19 Citizen's Bank Cash Back World $1,600
8/19 Burying self in garden.
Message 1 of 14
13 REPLIES 13
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Super Contributor

Re: Took a risky ap spree.

Citi Simplicity $6,000
Amazon Prime Rewards $5,000

 

couple of winners, Congrats!!!

Message 2 of 14
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Valued Contributor

Re: Took a risky ap spree.

Congrats on all of the approvals, even that lil one.  That one will blow up before you know it!




UNpopular opinions have served me well and will offer that which has worked for me.
Message 3 of 14
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Community Leader
Senior Contributor

Re: Took a risky ap spree.

Congrats on all those great approvals!

Discover It: 19.7k
Amex BCE: 18k
Citi DC: 6.7k
~~~~~~~~~~~~~~~~~~
Once you go Berner, you never go back.
Message 4 of 14
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Frequent Contributor

Re: Took a risky ap spree.

nice cards too have on hand specially that citi simplicity 



Message 5 of 14
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Re: Took a risky ap spree.

Congrats on the approvals!
Message 6 of 14
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Established Contributor

Re: Took a risky ap spree.

Congrats on the approvals


Message 7 of 14
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Community Leader
Senior Contributor

Re: Took a risky ap spree.

Why Simplicity and not Diamond Pref?

-J

 

Message 8 of 14
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Valued Contributor

Re: Took a risky ap spree.

Congrats on all the approvals and great cards!




Message 9 of 14
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Valued Contributor

Re: Took a risky ap spree.

Congrats! Nice approvals!👍👍




Goal Score: 600(within a year)**MET MY GOAL**
Goal Score: 650(within a year)


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Message 10 of 14
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