After being declined twice (once in May 2017, then again in Sept 2017) I just about gave up on this card. My scores have improved since then especially Equifax , now at 688. I decided to take another shot since I know that they pull Equifax and the issuer is Comenity Bank. Approved for $7000 24% APR no annual fee. Also they gave me a temporary acct.# that I can use now for 16 days or until my card arrives.Well today I tried pay for some things at the grocery store that came up to about $40 and my card was declined, good thing I actually I cash on me. I called the CSR and was told that my card was closed....the reason was "too many inquiries". That's it. Nothing else. I was told a letter went out on the 9th informing me this. No phone call. No email. The automated system still has my acct. open, as well as the website. The CSR said that doesn't matter, the acct. is closed and cannot be reopened. Thanks Comenity.
Now I did go on a mini app spree,
TR Visa - Approved
Paypal MC - Approved
AmEx PGR - Approved
USAA CLI- Approved
JetBlue MC- Declined
Southwest MC- Declined
AmEx ED - Declined(recon pending)
All in the same week. I was warned that's for sure, Thanks again Comenity, you're the worst.
Congrats on this card. I got shot down and never reapplied. I still want one tho
Apple $6.5k, Citi Diamond $9.5k, Citi Double Cash $10k, Citizens Bank Cashback Plus $7.2k, Chase Amazon $3k, Chase Hyatt $16k, Chase CSP $13.6k, Chase IHG $16k, Amex Hilton $25k, Chase Freedom $10.5k, Amex Cash Magnet $5k, NFCU Plat $31k, NFCU Cash $20k, Discover IT $26.5kk, Discover Miles $6k, Barclays rewards $7.5k, Wells Fargo Cash $6.3k, PenFed Promise $15k