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Totally Unexpected Amex Auto-CLI?

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mrfragicide
Valued Member

Totally Unexpected Amex Auto-CLI?

So, I really have no DP for this, but I noticed that Amex gave me an auto-CLI on my $10k SL Cash Magnet card. It got bumped up to $22k CL. 

 

Has this happened to anyone else? I called Amex and asked what happened, and the rep said it was legit. Only thing I can think of is the fact that I charged $9800 to it in a week and paid it off before the first statement. Nothing much else has changed. I didn't even know Amex did auto-CLIs.

 

I'm not upset, just a bit confused! The card is only 29 days old!

Message 1 of 14
13 REPLIES 13
Anonymous
Not applicable

Re: Totally Unexpected Amex Auto-CLI?

29 days? Awesome! Great story. Thanks for sharing.

Message 2 of 14
JoeLuvsHisCredit
Valued Contributor

Re: Totally Unexpected Amex Auto-CLI?


@mrfragicide wrote:

So, I really have no DP for this, but I noticed that Amex gave me an auto-CLI on my $10k SL Cash Magnet card. It got bumped up to $22k CL. 

 

Has this happened to anyone else? I called Amex and asked what happened, and the rep said it was legit. Only thing I can think of is the fact that I charged $9800 to it in a week and paid it off before the first statement. Nothing much else has changed. I didn't even know Amex did auto-CLIs.

 

I'm not upset, just a bit confused! The card is only 29 days old!


@WOWWWWWWWWWWWWWWWWW CONGRATS WOW @ 29 DAYS OLD with a 12K CLI WOW

Message 3 of 14
Anonymous
Not applicable

Re: Totally Unexpected Amex Auto-CLI?

WOOHOO!
Congratulations!

Message 4 of 14
Cred4All
Valued Contributor

Re: Totally Unexpected Amex Auto-CLI?

Congrats on being my AMEX hero of the week!  Awesome CLI especially given the short time-frame of the card.


Message 5 of 14
SarahJo
Established Contributor

Re: Totally Unexpected Amex Auto-CLI?

That's great!  I have also been on the receiving end of an unexpected auto Amex CLI and boy what a feeling. I put a large amount of spend on it after a product upgrade and then went on vacation (always PIF)...set me up for a great 3x CLI request the next month. 


Present Day...Equifax: ???, TransUnion: 777, Experian: 781
Sept. 2016...Equifax: 652, TransUnion: 608, Experian: 597
Message 6 of 14
19eighty5
Senior Contributor

Re: Totally Unexpected Amex Auto-CLI?

Congratulations on your amazing CLI!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:


Message 7 of 14
stephenskd
New Contributor

Re: Totally Unexpected Amex Auto-CLI?

congrats!!!


Message 8 of 14
Anonymous
Not applicable

Re: Totally Unexpected Amex Auto-CLI?

Congrats!!! Wow, that is most awesome!!! Smiley Happy

Message 9 of 14
Anonymous
Not applicable

Re: Totally Unexpected Amex Auto-CLI?

Congrats on the auto cli!  If I got a major auto increase like that, the last thing I would do is call the creditor and ask them "What happened?".

Message 10 of 14
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