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Tower Federal Credit Union approved on SP

Super Contributor

Re: Tower Federal Credit Union approved on SP


CreditCuriousity wrote:

Congrats Njoy!  If this is true a SP CC this CU is about to get the MyFico avalanche hitting it.


I am assuming it's a SP since EX and TU are on ice and no HP on EQ. Didn't see a SP on EQ though.

Total Credit Limits: $1,129,850
Message 11 of 112
Super Contributor

Re: Tower Federal Credit Union approved on SP


CreditMagic7 wrote:

CAPTOOL wrote:

Only $31,350 to the next milestone!


And coming up soon Smiley Very Happy

Nice find BTW on that one 12njoy.


Smiley Wink  no no no no

Total Credit Limits: $1,129,850
Message 12 of 112
Epic Contributor

Re: Tower Federal Credit Union approved on SP

I was so excited all the way up to the POI Smiley Sad

Message 13 of 112
Super Contributor

Re: Tower Federal Credit Union approved on SP

Full approval without a HP:

 

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Loan Status Detail
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Loan Status Detail
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Application Information
Application StatusAPPROVEDApplication Number 
Comments 
StipulationsCOPY OF TWO MOST RECENT PAY STUBS
STATEMENT COPIES FOR BALANCE TRANSFERS (INCLUDING FULL ACCOUNT NUMBERS)

SIGNED MASTERCARD APPLICATION

Lender Information
LenderTower Federal Credit Union
AddressP.O. Box 123
CityAnnapolis JunctionStateMD
Zip20701Phone(301) 497-7000
Card Information
Requested Card Approved CardGOLD MASTERCARD
Second Card Holder Credit Limit$10,600.00
Total Credit Limits: $1,129,850
Message 14 of 112
Super Contributor

Re: Tower Federal Credit Union approved on SP

As everyone knows, I'm always pushing the envelope with my credit.  Well I applied for a LOC with Tower which was denied after review, citing excessive unsecured debt (credit).  EX and TU are still on ice and I just pulled a new EQ report and no HP from Tower.  It would appear that there decisions are done by SP for sure.  If anyone applies and get's a SP approval or denial, please report back.  Thank you.

Total Credit Limits: $1,129,850
Message 15 of 112
Senior Contributor

Re: Tower Federal Credit Union approved on SP


12njoy wrote:

As everyone knows, I'm always pushing the envelope with my credit.  Well I applied for a LOC with Tower which was denied after review, citing excessive unsecured debt (credit).  EX and TU are still on ice and I just pulled a new EQ report and no HP from Tower.  It would appear that there decisions are done by SP for sure.  If anyone applies and get's a SP approval or denial, please report back.  Thank you.


Countdown to the stampede. Smiley LOL

Message 16 of 112
Highlighted
Super Contributor

Re: Tower Federal Credit Union approved on SP


CAPTOOL wrote:

12njoy wrote:

As everyone knows, I'm always pushing the envelope with my credit.  Well I applied for a LOC with Tower which was denied after review, citing excessive unsecured debt (credit).  EX and TU are still on ice and I just pulled a new EQ report and no HP from Tower.  It would appear that there decisions are done by SP for sure.  If anyone applies and get's a SP approval or denial, please report back.  Thank you.


Countdown to the stampede. Smiley LOL


I would make sure that all the necessary precautions are in place before applying.  Did I mention I got $10,600 @ 10.9%

Total Credit Limits: $1,129,850
Message 17 of 112
Community Leader
Super Contributor

Re: Tower Federal Credit Union approved on SP

12njoy, you are amazing! Congratulations, you know how to do it! 

 

How do you keep all your cards "straight?" I have a ton and I keep them on a list tracking usage, etc. Do you do that? Please don't answer if you don't want to, but I am really interested. 


Daily Drivers: Penfed Platinum Rewards; NFCU GoRewards; Discover.. Fico 8: EX: 758; TU: 746; EQ: 762
Message 18 of 112
Super Contributor

Re: Tower Federal Credit Union approved on SP

Congrats 12 for another CU find and approval!! Who's next? 😁
Message 19 of 112
Super Contributor

Re: Tower Federal Credit Union approved on SP


Musiclover wrote:

12njoy, you are amazing! Congratulations, you know how to do it! 

 

How do you keep all your cards "straight?" I have a ton and I keep them on a list tracking usage, etc. Do you do that? Please don't answer if you don't want to, but I am really interested. 


I have a spreadsheet to keep track of close dates,  due dates, payments and limits.  That's the only way I can manage them

Total Credit Limits: $1,129,850
Message 20 of 112