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Tower Federal Credit Union approved on SP

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B335is
Moderator Emeritus

Re: Tower Federal Credit Union approved on SP


@12njoy wrote:

@B335,

 

Go ahead and get your POI ready.  I uploaded the doc's and within an half hour, I was approved.  I don't think they really look at POI like that because of the quick turnaround time.


This is just for membership right?  I didn't even apply for a card yet.  The office is closed, so I'll have to find out from their E-Commerce department tomorrow what they need from me (for membership).

Message 31 of 112
12njoy
Super Contributor

Re: Tower Federal Credit Union approved on SP


@B335is wrote:

@12njoy wrote:

@B335,

 

Go ahead and get your POI ready.  I uploaded the doc's and within an half hour, I was approved.  I don't think they really look at POI like that because of the quick turnaround time.


This is just for membership right?  I didn't even apply for a card yet.  The office is closed, so I'll have to find out from their E-Commerce department tomorrow what they need from me (for membership).


Membership should just be ID.  Once that's approved, apply for the card.  Do you have everything on ice?

(Formerly known as: Credit is my hobby/TCL objective)
___________ 12Njoy
FICO - EX 810; EQ 797; TU 804 I'm climbing back to 800+
Message 32 of 112
B335is
Moderator Emeritus

Re: Tower Federal Credit Union approved on SP


@12njoy wrote:

@B335is wrote:

@12njoy wrote:

@B335,

 

Go ahead and get your POI ready.  I uploaded the doc's and within an half hour, I was approved.  I don't think they really look at POI like that because of the quick turnaround time.


This is just for membership right?  I didn't even apply for a card yet.  The office is closed, so I'll have to find out from their E-Commerce department tomorrow what they need from me (for membership).


Membership should just be ID.  Once that's approved, apply for the card.  Do you have everything on ice?


Nope, my reports are always open.  This is for membership only, the message I got today:

 

Thank you for your Tower account application.  We are working to complete your application, however - some information was omitted in regards to the funding of your account.  We are not permitted to request or verify this information via web message.  Therefore, please contact us at your earliest convenience and ask to speak with the E-Commerce Department.

Message 33 of 112
12njoy
Super Contributor

Re: Tower Federal Credit Union approved on SP


@B335is wrote:

@12njoy wrote:

@B335is wrote:

@12njoy wrote:

@B335,

 

Go ahead and get your POI ready.  I uploaded the doc's and within an half hour, I was approved.  I don't think they really look at POI like that because of the quick turnaround time.


This is just for membership right?  I didn't even apply for a card yet.  The office is closed, so I'll have to find out from their E-Commerce department tomorrow what they need from me (for membership).


Membership should just be ID.  Once that's approved, apply for the card.  Do you have everything on ice?


Nope, my reports are always open.  This is for membership only, the message I got today:

 

Thank you for your Tower account application.  We are working to complete your application, however - some information was omitted in regards to the funding of your account.  We are not permitted to request or verify this information via web message.  Therefore, please contact us at your earliest convenience and ask to speak with the E-Commerce Department.


OK this is the message that I recieved after submitting membership application:

 

Thank you for submitting your Tower application. An eCommerce Specialist will contact you shortly to finalize the details of your request.

For your convenience, you may check on the status of your account application anytime. Visit Tower’s Online Application Center at towerfcu.org. Login under the "Already registered?" At My Account Homepage, select Track the status of my account application. If you are a Home Banking user, login to Home Banking and select "Open More Accounts," then "Check Application Status." 

NEW MEMBERS ONLY: If you have not already done so, please provide the following item(s) to complete your transaction: A copy of either a valid driver's license, state issued I.D. card, U.S. passport or U.S. military I.D. for the primary member (and joint owner, if applicable).

(Formerly known as: Credit is my hobby/TCL objective)
___________ 12Njoy
FICO - EX 810; EQ 797; TU 804 I'm climbing back to 800+
Message 34 of 112
12njoy
Super Contributor

Re: Tower Federal Credit Union approved on SP


@B335is wrote:

@12njoy wrote:

@B335is wrote:

@12njoy wrote:

@B335,

 

Go ahead and get your POI ready.  I uploaded the doc's and within an half hour, I was approved.  I don't think they really look at POI like that because of the quick turnaround time.


This is just for membership right?  I didn't even apply for a card yet.  The office is closed, so I'll have to find out from their E-Commerce department tomorrow what they need from me (for membership).


Membership should just be ID.  Once that's approved, apply for the card.  Do you have everything on ice?


Nope, my reports are always open.  This is for membership only, the message I got today:

 

Thank you for your Tower account application.  We are working to complete your application, however - some information was omitted in regards to the funding of your account.  We are not permitted to request or verify this information via web message.  Therefore, please contact us at your earliest convenience and ask to speak with the E-Commerce Department.


Did you join an association?  I did have to call in to E-Commerce to verify my security code on my credit card for membership

(Formerly known as: Credit is my hobby/TCL objective)
___________ 12Njoy
FICO - EX 810; EQ 797; TU 804 I'm climbing back to 800+
Message 35 of 112
B335is
Moderator Emeritus

Re: Tower Federal Credit Union approved on SP


@12njoy wrote:

@B335is wrote:

@12njoy wrote:

@B335is wrote:

@12njoy wrote:

@B335,

 

Go ahead and get your POI ready.  I uploaded the doc's and within an half hour, I was approved.  I don't think they really look at POI like that because of the quick turnaround time.


This is just for membership right?  I didn't even apply for a card yet.  The office is closed, so I'll have to find out from their E-Commerce department tomorrow what they need from me (for membership).


Membership should just be ID.  Once that's approved, apply for the card.  Do you have everything on ice?


Nope, my reports are always open.  This is for membership only, the message I got today:

 

Thank you for your Tower account application.  We are working to complete your application, however - some information was omitted in regards to the funding of your account.  We are not permitted to request or verify this information via web message.  Therefore, please contact us at your earliest convenience and ask to speak with the E-Commerce Department.


Did you join an association?  I did have to call in to E-Commerce to verify my security code on my credit card for membership


Yes I joined American Consumers Council - MD.  That must be it then, they need to verify my security code. 

Message 36 of 112
12njoy
Super Contributor

Re: Tower Federal Credit Union approved on SP

@B335,

 

Yes they told me they couldn't do that over the web so I had to call in to verify code.

(Formerly known as: Credit is my hobby/TCL objective)
___________ 12Njoy
FICO - EX 810; EQ 797; TU 804 I'm climbing back to 800+
Message 37 of 112
Gmood1
Super Contributor

Re: Tower Federal Credit Union approved on SP

Congrats 12njoy on another successful app! I'm curious, I'm a member of the American Consumer Council. Would I have to donate to the MD chapter?
Or would my current membership be enough?
Message 38 of 112
12njoy
Super Contributor

Re: Tower Federal Credit Union approved on SP


@Gmood1 wrote:
Congrats 12njoy on another successful app! I'm curious, I'm a member of the American Consumer Council. Would I have to donate to the MD chapter?
Or would my current membership be enough?

I couldn't join through the MD chapter so I belong to the national org and I was approved.  I signed my loan closing documents today electronically so everything went through fine for me.

(Formerly known as: Credit is my hobby/TCL objective)
___________ 12Njoy
FICO - EX 810; EQ 797; TU 804 I'm climbing back to 800+
Message 39 of 112
Gmood1
Super Contributor

Re: Tower Federal Credit Union approved on SP

Ok thanks for the info. I've joined several CU's through ACC.😀
Message 40 of 112
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