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Toys R Us MasterCard

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GettingBetter2015
Regular Contributor

Toys R Us MasterCard

I applied last week and didn't get a decision, but a 30 day notification and a code. I left it alone and didn't call because I've been denied this card twice this year alone. I got an alert on TU today so I called a number I found in the forums and it matched me to a MasterCard account with a whopping $200 credit limit. Called up credit solutions and got it increased to $3500 asked for $7000 so I know I didn't leave money on the table. I think I've gotten close to $35,000 in both CLI and new accounts with Synchrony within the last three weeks.
Slowly rebuilding, learning as I go, but that's the beauty of learning...You never have to stop!

Current FICO scores: EX: 664 TU: 650 EQ: 668

Message 1 of 16
15 REPLIES 15
smoop88
Regular Contributor

Re: Toys R Us MasterCard

Congrats!!! That's great you got the MC with a TU 650

Message 2 of 16
Anonymous
Not applicable

Re: Toys R Us MasterCard

What Credit Solutions number did you use? Mine's been stuck at $300 for several months (while all of my other Synchrony cards have gone up by ridiculous amounts).

Message 3 of 16
Anonymous
Not applicable

Re: Toys R Us MasterCard

Mines was too CKA321...until tonight when I read this post....I went in and hit the luv button and it finally took me to $800 but I'll admit I've only used the card twice and I've had it since Oct 2015...I limited the use after that ridiculous starting limit and mines is a SC not the MC.

Message 4 of 16
GettingBetter2015
Regular Contributor

Re: Toys R Us MasterCard

CKA321, I called 866-519-6441. Smoop, I need to update my signature, TU is actually at 693.
Slowly rebuilding, learning as I go, but that's the beauty of learning...You never have to stop!

Current FICO scores: EX: 664 TU: 650 EQ: 668

Message 5 of 16
Vegas4Play
Valued Contributor

Re: Toys R Us MasterCard

Congrats to you !!!

Fico 8's TU 756/ EQ 754/ EX 743- 8/2020// AAoA 5.7 years // Lines August 2020 = 619k Personal - Business 61k // Inquiries 6 TU - 0 Exp - 0 Eq.
Message 6 of 16
RonM21
Valued Contributor

Re: Toys R Us MasterCard

Congrats!


Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 7 of 16
ddemari
Super Contributor

Re: Toys R Us MasterCard

Congrats OP! when you called CS did you confirm that it was the MasterCard? because when I applied back in February, the appication didnt process for like 2 weeks. Once I got the TU instant alert, I called the mastercard toys r us number and it found me, but said my limit was $300 and it wasnt the mastercard. I thought $600 might be the lowest approval amount for the MC. but I could be wrong. 

Message 8 of 16
Anonymous
Not applicable

Re: Toys R Us MasterCard

It's definitely not a MC at that limit. I've had that happen before will Mills fleet farm. They claimed over the phone it was a visa and then the card arrived and it was the store version.
Message 9 of 16
Anonymous
Not applicable

Re: Toys R Us MasterCard

Big Congratulations!

Message 10 of 16
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