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Trifecta Approval in 15 minutes - Chase Sapphire Reserve, Gold Amex, Everyday Amex

Brownsugav
Regular Contributor

Trifecta Approval in 15 minutes - Chase Sapphire Reserve, Gold Amex, Everyday Amex

Thanks to the best advice from MaizeandBlue I went on applied for my two most wanted cards and one other.

I was approved

Everyday Amex $10000 limit
15000 MR rewards with $1000 spend in three months
0 Apr for 15 months for purchases and Balance Transfers also no fee for balance transfers

Amex Gold
25000 MR points with $2000 spend in three months

Chase Sapphire Reserve $12000 limit
50000 points with $4000 spend in three months
21.74 apr

Data Points
Fico 8 Scores (inquires) EQ 722 (4 all utility) TU 714 (0) EX 733 (0)
Income $85k reported
Last opened account more than two years ago
My highest limit was $6000 prior to approval
Current Aggregate util 37%
More than 50% of cards at 0 balance
One card at 78% util
AAOA 4.8 years AoOA 7.5 years

I have chase freedom at $500 and a 0 balance. The CSR had a green check mark in my profile for a while. I applied for CSR on phone app in my offers, just entered income.

I was preapproved for both Amex cards and applied through the site.
Starting Score: EQ 677|TU 618|EX 627 Aug 2018
Current Score: EQ 720|TU 750|EX 743 Nov 2018
Goal Score: EQ 800|TU 800|EX 800


Take the myFICO Fitness Challenge
28 REPLIES 28
Jnbmom
Community Leader
Super Contributor

Re: Trifecta Approval in 15 minutes - Chase Sapphire Reserve, Gold Amex, Everyday Amex

now that is a trifecta Smiley Happy Congrats

EXP 778 EQ 747TU 802
Message 2 of 29
blindambition
Senior Contributor

Re: Trifecta Approval in 15 minutes - Chase Sapphire Reserve, Gold Amex, Everyday Amex

Congrats!
Message 3 of 29
MaizeandBlue
Senior Contributor

Re: Trifecta Approval in 15 minutes - Chase Sapphire Reserve, Gold Amex, Everyday Amex

Congrats again; its the least I could do.  I'm just repaying the advice I got from people like Gmood1 and Mahraja.

 

The only thing I missed is that I didn't give you referrals for Amex and Chase so I could have gotten some reward points myself.





Message 4 of 29
Cred4All
Valued Contributor

Re: Trifecta Approval in 15 minutes - Chase Sapphire Reserve, Gold Amex, Everyday Amex

Congrats on the approvals!!  Great advice from the crew here as always, glad it worked out.


Message 5 of 29
CreditCuriosity
Moderator Emeritus

Re: Trifecta Approval in 15 minutes - Chase Sapphire Reserve, Gold Amex, Everyday Amex


@MaizeandBlue wrote:

Congrats again; its the least I could do.  I'm just repaying the advice I got from people like Gmood1 and Maharaja.

 

The only thing I missed is that I didn't give you referrals for Amex and Chase so I could have gotten some reward points myself.


which is illegal w/regards to the sites TOS and you most likely would of gotten a little vacation, so you are probably glad you didn't Smiley Happy

 

Congrats OP on your approvals, just working on getting your utilization down now.

NFCU Platinum 50k | NFCU More Rewards 30k | BofA Merrill+ 45k | BofA Premium Rewards 25k | Affinity FCU Cash Rewards 22.5K | CSP 40k | Chase Amazon Visa 20k | Chase Freedom Flex 5k | Chase IHG 1k | Chase Ritz 20k | AOD FCU 20k | FNBO Duck Unlimited 25k | PNC Cash Rewards 22.5k | Citi Premier 14k | Citi Custom Cash 31k | US Bank Alt Connect 20k | Union Bank Cash Rewards 15.5k | SECU 20k | Discover 20k | William Sonoma Visa 35k | Farm Bureau 18.5k | Synovus Cash Rewards 18.5k | Regions Cash 14k | TD Cash 6k | Penfed Cash Rewards 30k | Penfed Pathfinder 20k | 5/3rd Trio 10K | BMO Harris Cash 18.5k | Barclay's Red AA 22k | MFCU 20k | Amex Business Cash 30k | Amex Business Prime 20k | Amex Delta Business Platinum 10k | AMEX BBP 15k
Message 6 of 29
L-TWT
Established Contributor

Re: Trifecta Approval in 15 minutes - Chase Sapphire Reserve, Gold Amex, Everyday Amex

Congrats!

Message 7 of 29
Viva-LV
Frequent Contributor

Re: Trifecta Approval in 15 minutes - Chase Sapphire Reserve, Gold Amex, Everyday Amex

Congrats! Great pick-up of the three cards.  Looks like you've got some spending to do - holidays are coming!

Am Ex | BOA | Chase | Citi | Disc | PenFed | USB | 400K Club
Message 8 of 29
sdsoccerdad
Established Contributor

Re: Trifecta Approval in 15 minutes - Chase Sapphire Reserve, Gold Amex, Everyday Amex

Congrats!
Personal Cards:


Business Cards:

Started my journey in the high 500's 10/1/2016
Current Fico: EQ:740 | TU:757 | EX:775
Message 9 of 29
xaximus
Valued Contributor

Re: Trifecta Approval in 15 minutes - Chase Sapphire Reserve, Gold Amex, Everyday Amex

Congrats on the approvals for both cards!


Scores - All bureaus 770 +
TCL - Est. $410K
Message 10 of 29
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