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Trifecta Approval in 15 minutes - Chase Sapphire Reserve, Gold Amex, Everyday Amex

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Regular Contributor

Trifecta Approval in 15 minutes - Chase Sapphire Reserve, Gold Amex, Everyday Amex

Thanks to the best advice from MaizeandBlue I went on applied for my two most wanted cards and one other.

I was approved

Everyday Amex $10000 limit
15000 MR rewards with $1000 spend in three months
0 Apr for 15 months for purchases and Balance Transfers also no fee for balance transfers

Amex Gold
25000 MR points with $2000 spend in three months

Chase Sapphire Reserve $12000 limit
50000 points with $4000 spend in three months
21.74 apr

Data Points
Fico 8 Scores (inquires) EQ 722 (4 all utility) TU 714 (0) EX 733 (0)
Income $85k reported
Last opened account more than two years ago
My highest limit was $6000 prior to approval
Current Aggregate util 37%
More than 50% of cards at 0 balance
One card at 78% util
AAOA 4.8 years AoOA 7.5 years

I have chase freedom at $500 and a 0 balance. The CSR had a green check mark in my profile for a while. I applied for CSR on phone app in my offers, just entered income.

I was preapproved for both Amex cards and applied through the site.
Starting Score: EQ 677|TU 618|EX 627 Aug 2018
Current Score: EQ 720|TU 750|EX 743 Nov 2018
Goal Score: EQ 800|TU 800|EX 800


Take the myFICO Fitness Challenge
28 REPLIES 28
Community Leader
Senior Contributor

Re: Trifecta Approval in 15 minutes - Chase Sapphire Reserve, Gold Amex, Everyday Amex

now that is a trifecta Smiley Happy Congrats

EXP 760 TU 781 EQ 733
Message 2 of 29
Frequent Contributor

Re: Trifecta Approval in 15 minutes - Chase Sapphire Reserve, Gold Amex, Everyday Amex

Congrats!
Message 3 of 29
Senior Contributor

Re: Trifecta Approval in 15 minutes - Chase Sapphire Reserve, Gold Amex, Everyday Amex

Congrats again; its the least I could do.  I'm just repaying the advice I got from people like Gmood1 and Mahraja.

 

The only thing I missed is that I didn't give you referrals for Amex and Chase so I could have gotten some reward points myself.





Message 4 of 29
Valued Contributor

Re: Trifecta Approval in 15 minutes - Chase Sapphire Reserve, Gold Amex, Everyday Amex

Congrats on the approvals!!  Great advice from the crew here as always, glad it worked out.



Message 5 of 29
Moderator

Re: Trifecta Approval in 15 minutes - Chase Sapphire Reserve, Gold Amex, Everyday Amex


@MaizeandBlue wrote:

Congrats again; its the least I could do.  I'm just repaying the advice I got from people like Gmood1 and Maharaja.

 

The only thing I missed is that I didn't give you referrals for Amex and Chase so I could have gotten some reward points myself.


which is illegal w/regards to the sites TOS and you most likely would of gotten a little vacation, so you are probably glad you didn't Smiley Happy

 

Congrats OP on your approvals, just working on getting your utilization down now.

Message 6 of 29
Established Contributor

Re: Trifecta Approval in 15 minutes - Chase Sapphire Reserve, Gold Amex, Everyday Amex

Congrats!

Message 7 of 29
Frequent Contributor

Re: Trifecta Approval in 15 minutes - Chase Sapphire Reserve, Gold Amex, Everyday Amex

Congrats! Great pick-up of the three cards.  Looks like you've got some spending to do - holidays are coming!

Am Ex | BOA | Chase | Citi | Disc | PenFed | USB | 390K Club
Message 8 of 29
Established Contributor

Re: Trifecta Approval in 15 minutes - Chase Sapphire Reserve, Gold Amex, Everyday Amex

Congrats!
Personal Cards:


Business Cards:

Started my journey in the high 500's 10/1/2016
Current Fico: EQ:740 | TU:757 | EX:775
Message 9 of 29
Valued Contributor

Re: Trifecta Approval in 15 minutes - Chase Sapphire Reserve, Gold Amex, Everyday Amex

Congrats on the approvals for both cards!


Scores - All bureaus 750 +/-
TCL - Est. $275K
Message 10 of 29
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