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Triple app, 2 approvals and 1 denial

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Established Member

Triple app, 2 approvals and 1 denial

EX score 752

Average Age of Credit 1.7yrs

Utilization 8%

I just applied for the Discover It Miles through amazon to get the $75 offer(I was pre-approved online but applied through amazon for the offer), BoA Cash rewards after getting a $200 mail offer (applied online), and US Bank Cash+ (pre-approval online)

Approved:

BoA Cash Rewards $4000

US Bank Cash+ $5200

 

Denied Discover It Miles, I tried recon but I was told that I was pre-approved for a different offer and invited to apply for that offer through the pre-approval page, I didn't since I don't want another inquiry. 

 

 

15 REPLIES 15
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Established Contributor

Re: Triple app, 2 approvals and 1 denial

Two out of three isn't bad, congrats. Decent SL's too.






~~ Former Royal Navy Submariner - Proud to have served ~~
Message 2 of 16
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Valued Contributor

Re: Triple app, 2 approvals and 1 denial

Congrats on the APPROVALS!

AMEX BCE $8K | AMEX Cash Magnet $15K | Citi DoubleCash WEMC $13.7K | Citi AAdvantage WEMC $14K | Citi Costco VS $12K
Discover IT $19K | OpenSky $300 | BB&T Cash Rewards $4.5K | Synchrony (PayPal Credit $4K, Care Credit $15K, & PayPal 2% MC $10K) |
BBVA Compass Rewards VS $10.5K | NFCU cashRewards $3K | NFCU More Rewards AMEX $33.5K | NFCU Flagship VS $19K
Macy's AMEX $10.5K | Apple Card WEMC $6K | PenFed Power Cash Rewards VS $7.5K

TCL - $204K+ | Rebuilding since April 2018
Message 3 of 16
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Established Contributor

Re: Triple app, 2 approvals and 1 denial

Congrats on your approvals!  Bummer on Discover but good to know that can happen.




In the garden until 2020
Message 4 of 16
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Community Leader
Senior Contributor

Re: Triple app, 2 approvals and 1 denial

Congrats on those great approvals. Honestly I’m kind of shocked that out of those 3 cards, the Discover is the one you didn’t get. The other two seem harder to get.... 

Discover It: 19.7k
Amex ED: 18k
Citi DC: 7.7k
Best Buy Visa: 3k
~~~~~~~~~~~~~~~~~~
Once you go Berner, you never go back.
Message 5 of 16
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Established Member

Re: Triple app, 2 approvals and 1 denial

I forgot to mention an important detail, I already have a Discover It card which has a 22% utilization from a previous BT offer, and I was actually expecting that I would need to upload documents since it would be my second card with Discover.
Message 6 of 16
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Regular Contributor

Re: Triple app, 2 approvals and 1 denial

Wtg! Nice ones Smiley Happy

AmEx BCE 20k
BBVA visa 10k
Synchrony 2% MC 6.2k
LLBean Citi MC 6k
PNC points visa 5.1k
CapOne QS1. 1.5k
Citi DC. 2.25k
Discover it. 2.5k
Am Ex Gold
Kohl’s. $2.5k
Amazon Store. 6k
Overstock. 13.6k
Boscovs. 14k
Best Buy S.C. 2k
Home Depot 2k
Total CL. 91,150k
 
PNC personal loan 7500 down to 7350
 
oldest credit 2yr 1month, newest today!
* 3% card utilization 





As of 11/1/18




As of 11/1/19
Message 7 of 16
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Senior Contributor

Re: Triple app, 2 approvals and 1 denial

Congratulations on your approvals!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Mar 2020):EX- 689, TU- 665, EQ- 670
What's in my wallet:



On the chopping block:

Message 8 of 16
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Senior Contributor

Re: Triple app, 2 approvals and 1 denial

COngrats on your approvals !!!!

 

 

 

8-2019 / Fico 8 EX 8013 , EQ 8016 , TR 810
Amex ED 22k , CSP 17k , Discover iT 12.5k , Fifth Third Bank S2C 12k , BofA Cash Rewards 10k , Avianca Vida 10k , State Farm Good Neighbor Visa 10k , Citi DD 6k , Union Bank Rewards 5k
Message 9 of 16
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Established Contributor

Re: Triple app, 2 approvals and 1 denial


@CaptainE wrote:
I forgot to mention an important detail, I already have a Discover It card which has a 22% utilization from a previous BT offer, and I was actually expecting that I would need to upload documents since it would be my second card with Discover.

Congrat-ru-rations!   Robot Happy

 

Is this typical?  I'll admit I haven't read all of the Discover 2nd card thread, but have done a good amount of reading around the boards and first I've read about that?

- | - Mee'sa not'ta Jar'Jar Bink'sa. Mee'sa just like'sa the word'sa BOMBAD! - | -


BK7 Discharged 12/16 - | - EQ8/9: 696/730 | TU8: 738 | EX8: 733
Message 10 of 16
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