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Triple app, 2 approvals and 1 denial

tag
Anonymous
Not applicable

Triple app, 2 approvals and 1 denial

EX score 752

Average Age of Credit 1.7yrs

Utilization 8%

I just applied for the Discover It Miles through amazon to get the $75 offer(I was pre-approved online but applied through amazon for the offer), BoA Cash rewards after getting a $200 mail offer (applied online), and US Bank Cash+ (pre-approval online)

Approved:

BoA Cash Rewards $4000

US Bank Cash+ $5200

 

Denied Discover It Miles, I tried recon but I was told that I was pre-approved for a different offer and invited to apply for that offer through the pre-approval page, I didn't since I don't want another inquiry. 

 

 

15 REPLIES 15
Priory_Man
Valued Contributor

Re: Triple app, 2 approvals and 1 denial

Two out of three isn't bad, congrats. Decent SL's too.







"Total revolving credit $286,000 Current UTIL >1%"
Message 2 of 16
Marz2002
Senior Contributor

Re: Triple app, 2 approvals and 1 denial

Congrats on the APPROVALS!

AMEX BCP $8K | AMEX Cash Magnet $15K | Citi DoubleCash WEMC $15.2K | Citi Rewards WMC $15.5K | Citi Costco VS $12K
Citi Custom Cash WEMC $7.8K | Synchrony (PayPal Credit $6K, Care Credit $15K, & PayPal 2% MC $10K, VENMO VS $6.5K)
PNC Cash Rewards VS $10.5K | NFCU cashRewards VS $14K | NFCU More Rewards AMEX $37.5K | NFCU Flagship Rewards VS $23K
Discover IT $22.5K | BB&T Cash Rewards $4.5K | Macy's AMEX $25K | Bloomingdales AMEX $20K | Apple Card WEMC $9K
PenFed Power Cash Rewards VS $7.5K

Total CL - $284K+
Message 3 of 16
crys12065
Established Contributor

Re: Triple app, 2 approvals and 1 denial

Congrats on your approvals!  Bummer on Discover but good to know that can happen.




In the garden until 2020
Message 4 of 16
pinkandgrey
Senior Contributor

Re: Triple app, 2 approvals and 1 denial

Congrats on those great approvals. Honestly I’m kind of shocked that out of those 3 cards, the Discover is the one you didn’t get. The other two seem harder to get.... 

Discover It: 21.5k
Amex Cash Magnet: 18k
Fidelity Visa: 13k
Apple Card: 4.25k
Message 5 of 16
Anonymous
Not applicable

Re: Triple app, 2 approvals and 1 denial

I forgot to mention an important detail, I already have a Discover It card which has a 22% utilization from a previous BT offer, and I was actually expecting that I would need to upload documents since it would be my second card with Discover.
Message 6 of 16
Talonwildstar
Frequent Contributor

Re: Triple app, 2 approvals and 1 denial

Wtg! Nice ones Smiley Happy
AmEx BCE 20k | PNC visa 10k | Synchrony 2% MC 9.3k | LLBean Citi MC 6k | PNC points signature visa 15k | CapOne QS1 1.8.k | Citi DC. 7.750k | Discover it. 7k | Am Ex Gold | Kohl’s. $3k | Amazon Store. 10k | Overstock. 13.6k | Boscovs. 14k | Best Buy S.C. 2.8k | Home Depot 2k | Total CL 149,000 | PNC personal loan 7500 down to 6200 | Oldest credit 4yr 8 months , newest 1/2020 | *1% card utilization only 1 inquiry on Experian 0 on others



As of 05/03/22
Message 7 of 16
19eighty5
Senior Contributor

Re: Triple app, 2 approvals and 1 denial

Congratulations on your approvals!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:


Message 8 of 16
Anonymous
Not applicable

Re: Triple app, 2 approvals and 1 denial

COngrats on your approvals !!!!

 

 

 

Message 9 of 16
Anonymous
Not applicable

Re: Triple app, 2 approvals and 1 denial


@Anonymous wrote:
I forgot to mention an important detail, I already have a Discover It card which has a 22% utilization from a previous BT offer, and I was actually expecting that I would need to upload documents since it would be my second card with Discover.

Congrat-ru-rations!   Robot Happy

 

Is this typical?  I'll admit I haven't read all of the Discover 2nd card thread, but have done a good amount of reading around the boards and first I've read about that?

Message 10 of 16
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