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Truist Enjoy Cash Approval: $9,000

Jannelo
Frequent Contributor

Re: Truist Enjoy Cash Approval: $9,000


@dcp0524 wrote:

@1GaDawg85 wrote:

@C6 wrote:

Does this preapproval show limit and interest rate before accepting the offer?


it does not show SL & APR. But from what I can tell, Truist is being very generous!


Where are you all finding Truist pre-approvals? They don't have a pre-approval form since they switched from BBT right? 


They do.  You just click on "Credit Cards" on their site, and a drop-down menu appears, and to the right it asks you if you want to check for preapprovals.

Open Credit Cards:
Green Dot Primor Secured (5/18) - $450 CL (CLOSED 2/2020)
Capital One Platinum (8/18) PC to Quicksilver (9/19) - $2300 CL
Capital One QuicksilverOne (3/19) - $3300 CL
Merrick Bank DYL VISA - No AF (6/19) - $1400 CL
Discover it Cash Back (9/19) - $2800 CL
Amazon Prime Store Card (4/20) - $10,000 CL
NFCU cashRewards (4/20) - $1500 CL
BB&T Spectrum Cash Rewards (5/20) - $3500 CL
Navy Federal More Rewards American Express® Card (3/21) - $9700 SL - at 9.65 %.
Experian FICO Score - 8/2018: 528

Experian FICO 8 Score - 9/2021 - 681
Equifax FICO 8 score 9/2021- 680
TransUnion FICO 8 score 9/2021 - 670
Message 21 of 25
dcp0524
Contributor

Re: Truist Enjoy Cash Approval: $9,000


@Jannelo wrote:

@dcp0524 wrote:

@1GaDawg85 wrote:

@C6 wrote:

Does this preapproval show limit and interest rate before accepting the offer?


it does not show SL & APR. But from what I can tell, Truist is being very generous!


Where are you all finding Truist pre-approvals? They don't have a pre-approval form since they switched from BBT right? 


They do.  You just click on "Credit Cards" on their site, and a drop-down menu appears, and to the right it asks you if you want to check for preapprovals.


I looked and looked and looked, couldn't find. Then finally I thought maybe it's bc I'm on my phone. Got my laptop out and sure enough there it was once I hovered over "Credit Cards". Weird that I can't see it on browser. I've cleared everything as well. 

Lineup:


Checking:

Up Next:

12/10/21
EX F8: 738
TU F8: 761
EQ F8: 765
Message 22 of 25
PointsBonus
Established Contributor

Re: Truist Enjoy Cash Approval: $9,000

@1GaDawg85 

Do you know which bureau they softpull ? I wtn tot he last step and it said "it couldnt verify me digitally" and re apply. I thawed my Equifax but the other two have been frozen. I still havent recvied an alert for a hard pull. Although I was pre-approved for all of there card with a set interest rate and all. 



Message 23 of 25
1GaDawg85
Valued Contributor

Re: Truist Enjoy Cash Approval: $9,000


@PointsBonus wrote:

@1GaDawg85 

Do you know which bureau they softpull ? I wtn tot he last step and it said "it couldnt verify me digitally" and re apply. I thawed my Equifax but the other two have been frozen. I still havent recvied an alert for a hard pull. Although I was pre-approved for all of there card with a set interest rate and all. 



I'm not sure which one they soft pulled 



FICO 5 ,4, 2 1/2022

FICO 8 - 1/2022

FICO 9 - 1/2022
Message 24 of 25
dcp0524
Contributor

Re: Truist Enjoy Cash Approval: $9,000


@PointsBonus wrote:

@1GaDawg85 

Do you know which bureau they softpull ? I wtn tot he last step and it said "it couldnt verify me digitally" and re apply. I thawed my Equifax but the other two have been frozen. I still havent recvied an alert for a hard pull. Although I was pre-approved for all of there card with a set interest rate and all. 


I replied on the other Truist Approval thread you ask as well:

 

I've only ever known BB&T and now* Truist to soft pull (and if you get a hard pull) from Equifax.

Lineup:


Checking:

Up Next:

12/10/21
EX F8: 738
TU F8: 761
EQ F8: 765
Message 25 of 25
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