Truist approved!

JcT21 · ‎01-26-2022

i posted a little about this in the credit cards thread regarding my past history with BBT....

to my surprise, i was just approved for the 3-2-1 credit card. $3,500SL

their pre qualify tool seems to be pretty solid. i had 5 offers.

13 months into my rebuild.... feels good to be getting better card offers. might be a good time to get rid of the rebuilder high fee cards like creditone.

fico scores - August 2023:
TU - 727 | EX - 717 | EQ - 722 |
TCL - 122K - UTIL - less than 1%

Elpadrino1 · ‎01-26-2022

Congratulations on your approval!!

gdale6 · ‎01-26-2022

Pretty good SL out of them 13 mos into the rebuild, grats on getting it

mrcraft · ‎01-26-2022

Congratulations on your Truist approval!!

Affinity Cash Rewards Visa Signature $32,500

American Express Marriott Bonvoy Brilliant $25,000

PenFed Power Cash Rewards Visa Signature $20,000

U.S. Bank Altitude Go Visa Signature $17,000

Chase Marriott Bonvoy Boundless Visa Signature $16,700

FalconSteve · ‎01-26-2022

I know it's a soft pull, but which report do they use?

Congrats BTW!

1/8/17 Discover $18300 CL- $1k SL- AU, wife
1/26/20 AmEx Cash Magnet $35k CL, wife
2/19/20 BB&T/Truist Rewards $11k SL- impulse application
2/22/20 Citi Double Cash WEMC $19,400 CL, $2900 SL- AU, wife
3/8/20 Wells Fargo Propel AmEx/Signature VISA $2900 --> $3200 --> $5000 --> $8800 CL- AU, wife
3/9/20 Truist Rewards $11k SL- AU, wife- impulse app
3/21/20 REDcard MasterCard (TD Bank) $2500 --> $6000 --> $6500 CL
11/24/20 AmEx Cash Magnet $10k SL, CLI after 36hr to $20k- $35k CL
6/10/21 SoFi World Elite MC (TBOM) $7000 SL
1/19/22 AppleCard/GS $11k CL, SL $6k SL, AU, wife
8/15/22 Chase freedom flex $10.3k SL --> $12.5k --> $15k AU, wife
7/5/23 Lowes/Synchrony $4k --> $10k--> $35k CL ($10k--> $35k same day)
8/2/23 Chase freedom flex $19k --> $22.8 CL
8/2/23 Discover $8k SL

JcT21 · ‎01-26-2022

@FalconSteve wrote:
I know it's a soft pull, but which report do they use?

Congrats BTW!

They used Equifax.

fico scores - August 2023:
TU - 727 | EX - 717 | EQ - 722 |
TCL - 122K - UTIL - less than 1%

CreditAggie · ‎01-26-2022

Congratulations on your Truist approval!

Current Cards (in order of approval):

Current FICO 8 | 9 (November 2023):

Credit Age:

Inquiries (6/12/24):

Banks & CUs:

CloudyWeather1331 · ‎01-26-2022

Congrats on the approval!

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coreyb80 · ‎01-26-2022

Congrats on the approval!

M_Smart007 · ‎01-26-2022

Congrats on the Truist Approval 🎉

Truist approved!

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