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Truwest CU called me. I caved!

azdesert
Frequent Contributor

Truwest CU called me. I caved!

Truewest Credit Union called me the other day, had an old pending app I never finished from about 6 months ago. I have done that a few times I guess.

 

Asked what I applied for and found out regular visa. Decided to ask a few questions and gave her my new fico score. Told her I was actually interested in a siggy and had to unfreeze my Experian to see. She sent it to underwriting and asked about refinancing my car. Currently with Langley and they have been good to me. 

 

Couple days later she follows up and offers 3.49% to refinance and a quarter percent off that for direct payment from checking, said I would let her know. Decided to ask if I was approved for the CC, yes and already been sent. My new low APR card! Asked and got 5k and 9.19 %, 18 months zero interest. Well pleased.

 

It was my celebration of the forum helping me on a long long journey. This week I hit the 700 club! Open my reports every day, several times a day and pinch myself...all over 700! Never would have happened if I hadn't happened upon this wonderful place. Been the longest almost 8 years of my life to be clean and clear on all boards.

 

LOVE myfico...thanks for making the journey  to 700 club less bumpy. 

 

OH...about the card...5K siggy, they pulled a 711, though my fico on experian said 720. I am staying with Langley on my car loan, but thinking this new credit card really has special meaning and I will use it proudly. Nice bunch of peeps and wonderful customer service over the phone.

 

Yep...need to update my siggy!  Heck ya...made it to 700 club. Smiley Happy 

(Fico scores 580s 6/2014 - Now 720 EX 709 EQ 735 TU) FINALLY made it in the 700 Club.
Message 1 of 11
10 REPLIES 10
NeverTooLate
Valued Contributor

Re: Truwest CU called me. I caved!

Congrats on your progress! Awesome job! Smiley Happy
Message 2 of 11
CreditCuriosity
Moderator

Re: Truwest CU called me. I caved!

Congrats..Nice Apr%

Message 3 of 11
RonM21
Valued Contributor

Re: Truwest CU called me. I caved!

Congrats!!
                

Total CL: $314.7kUTL: 2%AAoA: 6.8yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | DISC-40.6k | PENFED-38.4k | AMEX-37k | LOWES-35k | ALLIANT-25k | BARCLAYS-15k | CITI-13.7k | CHASE-10k

Message 4 of 11
nycplayboy78
Regular Contributor

Re: Truwest CU called me. I caved!

WooHoo...Welcome to the 700 Club...Now go watch the religious show Pimps in the Pulpit...LOL!!!!


EX08 801 EQ08 812 TU08 805 Total Credit Line: $100K+
Message 5 of 11
azdesert
Frequent Contributor

Re: Truwest CU called me. I caved!

Thanks all...the religious show...I will look into. LOL

 

Stoked and working hard not to app till xmas. Smiley Happy

(Fico scores 580s 6/2014 - Now 720 EX 709 EQ 735 TU) FINALLY made it in the 700 Club.
Message 6 of 11
Swampy99
Valued Contributor

Re: Truwest CU called me. I caved!

A big congratulations.

Fico Scores 11/14/16: EX 735,EQ 713,TU 690

Citi Costco$15,000/BBVA Am Ex $7000/Am Ex BCE $24,000/Macy's Am Ex $6000/ Macy's $6800,LL Bean Visa$3400/Citi DP $4100/Citi DC $4400/Bloom AmEx$7000, Bloom $7300,TotalRewardsVisa $2000 Blispay $7500,Cabelas Visa $7000/Discover $1800/ Quicksilver $4300/ J Crew $6600/Dillard's $1600/Barney's $24,000/Care Credit $5000/Stash Visa $6000 JCP $2300 Hyatt Visa $10,000, Deer Valley CU Visa $3000 and$1000 Sync Home $6500, Wells comm$4700, Saks2000
Message 7 of 11
alextercero
Super Contributor

Re: Truwest CU called me. I caved!

Congrats

Current Credit Cards


Currently rebuilding as of (May 2021)
Starting Fico 8 Scores:

Current Fico 8 Scores:

Credit Age:

Inquiries:


Message 8 of 11
MauiMan85209
Established Contributor

Re: Truwest CU called me. I caved!

Congrats on CU card, they are less than 1 mile from my house, I should check into them

" EX 737 EQ 747 TU 737 MMS 726"
Message 9 of 11
River123
Established Contributor

Re: Truwest CU called me. I caved!

Great job. Congrats.

Message 10 of 11
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