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Congrats on your AOD approval 👍🏼
Wow such dogged determination! Kudos!
Congrats and welcome to the AODFCU family!
@Gmoney144 wrote:After a 1 1/2 year of trying to get approved through AOD, I was finally approved. EQ score is 790 and DTI is 1%.. I have a derogatory mark on EQ but is clear on other CRAs. That kept me from being approved. I finally emailed the other CRA reports and I received an emailed stating I'm approved. Asked for 10k but received 5k.
Congrats and thanks for the DP's. Can you provide a bit more detail ablut the derog on your EQ report that was giving them pause? Thanks.
Congrats on your AOD approval!
you were determined to get it... or did the initial denial make it a priority?
I know when denied I work hard to overcome it
also, as @spiritcraft1 said, can you share the DP that caused the denial?
Congrats on approval and persistence, it is a great card and enjoy mine basically daily. your DTI is 1% or mean utilization is 1%? Can't imagine DTI for anyone being 1%, but suppose it is possible
It
@spiritcraft1 wrote:
@Gmoney144 wrote:After a 1 1/2 year of trying to get approved through AOD, I was finally approved. EQ score is 790 and DTI is 1%.. I have a derogatory mark on EQ but is clear on other CRAs. That kept me from being approved. I finally emailed the other CRA reports and I received an emailed stating I'm approved. Asked for 10k but received 5k.
Congrats and thanks for the DP's. Can you provide a bit more detail ablut the derog on your EQ report that was giving them pause? Thanks.
it was a loan that wrongfully stated that I was late paying it. I sent in the other CRAs to the loan officer and was approved.
@Gmoney144 wrote:It
@spiritcraft1 wrote:
@Gmoney144 wrote:After a 1 1/2 year of trying to get approved through AOD, I was finally approved. EQ score is 790 and DTI is 1%.. I have a derogatory mark on EQ but is clear on other CRAs. That kept me from being approved. I finally emailed the other CRA reports and I received an emailed stating I'm approved. Asked for 10k but received 5k.
Congrats and thanks for the DP's. Can you provide a bit more detail ablut the derog on your EQ report that was giving them pause? Thanks.
it was a loan that wrongfully stated that I was late paying it. I sent in the other CRAs to the loan officer and was approved.
I was curious if it was a late or something more serious. Thanks.
Congrats on finally getting the AOD VS! Persistence worked in your favor!