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@spiritcraft1 wrote:
@Gmoney144 wrote:It
@spiritcraft1 wrote:
@Gmoney144 wrote:After a 1 1/2 year of trying to get approved through AOD, I was finally approved. EQ score is 790 and DTI is 1%.. I have a derogatory mark on EQ but is clear on other CRAs. That kept me from being approved. I finally emailed the other CRA reports and I received an emailed stating I'm approved. Asked for 10k but received 5k.
Congrats and thanks for the DP's. Can you provide a bit more detail ablut the derog on your EQ report that was giving them pause? Thanks.
it was a loan that wrongfully stated that I was late paying it. I sent in the other CRAs to the loan officer and was approved.
I was curious if it was a late or something more serious. Thanks.
It was never late although the creditor said it was for 4 months. Corrected on 2 of the three CRAs.
@Gmoney144 wrote:
@spiritcraft1 wrote:
@Gmoney144 wrote:It
@spiritcraft1 wrote:
@Gmoney144 wrote:After a 1 1/2 year of trying to get approved through AOD, I was finally approved. EQ score is 790 and DTI is 1%.. I have a derogatory mark on EQ but is clear on other CRAs. That kept me from being approved. I finally emailed the other CRA reports and I received an emailed stating I'm approved. Asked for 10k but received 5k.
Congrats and thanks for the DP's. Can you provide a bit more detail ablut the derog on your EQ report that was giving them pause? Thanks.
it was a loan that wrongfully stated that I was late paying it. I sent in the other CRAs to the loan officer and was approved.
I was curious if it was a late or something more serious. Thanks.
It was never late although the creditor said it was for 4 months. Corrected on 2 of the three CRAs.
Thank you and good job getting in. I have one 30 day late, 4 years old only on EQ from an old biz card that we didn't realize was still open at the time. I guess I will see what they say about that!
Congrats on finally getting the AOD unicorn!!!
Congrats on your AOD approval!