After a 1 1/2 year of trying to get approved through AOD, I was finally approved. EQ score is 790 and DTI is 1%.. I have a derogatory mark on EQ but is clear on other CRAs. That kept me from being approved. I finally emailed the other CRA reports and I received an emailed stating I'm approved. Asked for 10k but received 5k.
Congralutions! Nice job being persistent!
Congratulations on your AOD approval!